What Are Conventional and Jumbo Loans?

A conventional loan is a loan secured by a government entity or by Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac are two large companies that specialize in trading mortgages. Conventional loans are usually used for the purchase or refinance on single family homes.

When Banks Compete, You Lose!

Huh? How can that be? Didn't Lending Tree tell me differently? Yes they did!!

4 Reasons for Refinancing Your Mortgage Loan

There are different reasons why people wanted to refinance their mortgage loan. Find out the 4 top reasons here.

When You Decide To Take A Second Mortgage On Your Home You Need To Think About It Very Carefully

When you decide to take a second mortgage on your home you need to think about it very carefully as you will then have two loans secured against your home. This puts your home at risk as you could lose it to the lender if you found yourself in a position where you could not pay off the loan in full.

Most Home Owners Will Qualify For A Home Equity Loan

Most home owners will qualify for a home equity loan when they need to access cash for any reason they want it. The loan is secured against the home and as long as the applicant has a good credit history and earns enough per month to sustain the loan they will be allowed to borrow the equity of their home.

How To Deal With A Problem Remortgage

This article aims to address the issue of a problem remortgage.

What You Need To Know About Home Equity Loans

This article looks at what home equity loans are and how they work.

Mortgage Marketing and the Trigger Lead

Mortgage Trigger Leads have become a popular alternative to the Internet Lead. Mortgage Trigger Data is created from real-time mortgage applications and occurs when a mortgage holder has had a hard inquiry on their credit report. Since Trigger Data can be filtered by a number of selects, Mortgage Brokers can ensure that they are only buying leads for prospects that fit their own, ideal criteria.

Mortgage Origination Points – 3 Things to Watch For

When shopping for a mortgage, you will quickly become acquainted with mortgage origination points. Here are three things to watch for that should help you understand this charge better.

What If I Don't Like My Broker?

Here is some information on using a broker and what to do if the relationship is not working.

What Exactly is Mortgage Protection Insurance?

Here is some information on mortgage protection insurance, and why it is necessary.

Is It Better to Use a Mortgage Broker?

Here is some information on the pros and cons of using a mortgage broker.

Mortgage Cash Out Re-Fi's Are Alive and Well

There is one aspect of the lending business that seems to continue to thrive: Home Mortgage Cash out Re-Financing. It is the cheapest money around. With home values going up it is no wonder folks are doing it.

3 Ways to Get a Lower Rate on Your Sub Prime Mortgage

Here are three ways to get a lower rate on your sub prime or high risk mortgage loan.

Virginia Home Equity Loan - Refinancing at a Low Interest Rate

If you live in Virginia and need a home equity loan, here are tips on finding the best interest rate on your equity loan.