Poor Credit with High ARM Payments - Refinancing to a FRM

Perhaps one of the known issues with ARM is the uncertainty it carries. If the prime rate lowers then - Great! However, when the rate climbs you might wish you have...

Getting Leads for Your Mortgage Brokerage

Making money from a mortgage brokerage depends on how many people you can tell about the fine mortgage products you offer. Sometimes those people walk through the door into your office, or sometimes they pick up the telephone and call you to set up an appointment.

Handling Objections with the Option Arm

Nowadays, there are hundreds of Loan Officers and Mortgage people who have the Pay Option Arm at their disposal, but there are very few that actually know and understand how to sell it, the right way.

The Risks of Getting 100% Financing

It’s great to be able to get your dream home for no money out of your pocket, but there are risks. Here is a discussion of the risks of 100% mortgage loans.

Choosing a Mortgage Broker - What to Watch Out For

Finding yourself in need of a mortgage broker can be an unsettling situation. To help you find a good broker, here are a few things to watch out for.

Florida Mortgage - A True Story

I have been a Florida mortgage broker since 1989. I remember the day in 1990 when mortgage rates dipped below ten percent for the first time in ages. And they kept falling. And as rates fell real estate prices soared. Some make a killing. Some got burned. Here is the story of one couple that played the game.

Mortgage Loans Greene County Ohio

You need to know how long mortgage loans in Greene County Ohio offer will be available to you at the rates you're first quoted. Some mortgage loans in Greene County Ohio lenders will make a commitment for ninety days, with renewals available.

3 Ways to Negotiate a Better Rate on a Sub Prime Home Loan

There are ways for a sub prime buyer to effectively negotiate a lower rate on a loan. If looking to attain a reasonable interest rate on your sub prime mortgage, here are three ways to negotiate a better deal.

Can A Second Mortgage Get You The Cash You Need?

A home refinance is very popular these days because it can provide you with the funds to do home repairs and many other things to improve your life. Here are some facts about a second mortgage.

What Are Conventional and Jumbo Loans?

A conventional loan is a loan secured by a government entity or by Fannie Mae and Freddie Mac. Fannie Mae and Freddie Mac are two large companies that specialize in trading mortgages. Conventional loans are usually used for the purchase or refinance on single family homes.

Finding A Mortgage You Can Live With

A good way to find mortgage is to determine what type of loan is desired and let multiple lenders compete to give the lowest mortgage rate. It is always a good idea for the prospective buyer to estimate how much mortgage he or she can afford prior to going in.

Refinancing to a Fixed Rate Mortgage - A Question of Safety

There are many loan options open to those who want to refinance their current home loans. You may find yourself faced with the option of an adjustable rate mortgage or a fixed rate loan. Which type you will choose depends on your personal situation and the expectations you have for your refinanced mortgage.

When Banks Compete, You Lose!

Huh? How can that be? Didn't Lending Tree tell me differently? Yes they did!!

When You Decide To Take A Second Mortgage On Your Home You Need To Think About It Very Carefully

When you decide to take a second mortgage on your home you need to think about it very carefully as you will then have two loans secured against your home. This puts your home at risk as you could lose it to the lender if you found yourself in a position where you could not pay off the loan in full.

Top 5 Mortgage Questions

Find the answers to five of the top mortgage questions - from the right time to buy a house to qualifying for a mortgage a senior!