HIPs Backlash

“It’s supposed to make home buying easier, but the Government planned Home Information Packs are coming up against some stiff opposition.”

How Can You Assume A Mortgage?

Finding a house with an assumable mortgage these days could prove to be a real find - but it is not very common. Typically only the FHA and the VA uses assumable mortgages, which basically means that another person can simply take over the house and payments.

Fear and the Mortgage Broker

I'll even take it a bit further, it's not so much the Fear that's causing the concern, it's the fear of losing the deal. Here's a big tip, you need to develop a NO FEAR OF LOSS attitude.

Facts About Home Equity Line Of Credit Everyone Should Know

Home Equity Lines of Credit (HELOC) provide homeowners with a ready source funds for major planned and unplanned purchases. A HELOC works much like a credit card, providing a secured cash advance whenever the homeowner needs to make a purchase.

Reverse Mortgage Brokers: Don't Settle For Less Than The Best

With the dramatic increase in senior citizens turning to reverse mortgages as a way to finance their retirements, the importance of having ethical reverse mortgage brokers has increased dramatically as well.

Obtaining the Best Mortgage Refinance Rates

Fixed rate or Adjustable? How should I refinance? Should I wait a bit to improve my credit score or refinance right away? These and more questions are what a consumer usually thinks about when considering ...

Will Refinancing My Mortgage Lower My Monthly Payments?

There are several reasons people decide to refinance their mortgage. Among the most common ones is the benefit of changing your repayment plan. People who have applied for an Adjustable Rate Mortgage and find the ...

How To Get A Fast Remortgage And Clear Your Problems

This article looks at how someone can get a fast remortgage and clear away their financial problems.

Finding Debt Leads to Offer Your Services

Mortgage brokers, loan officers and loan originators make use of leads to help them develop a client base. Sometimes these potential clients walk into your office, because they want information on what types of debt consolidation products you have to offer. Other times, they call you on the phone, requesting the same information.

The Risks of Getting 100% Financing

It’s great to be able to get your dream home for no money out of your pocket, but there are risks. Here is a discussion of the risks of 100% mortgage loans.

The Affect of Your FICO Score on Your Home Loan Approval

Before obtaining a home loan, you should acquire a copy of your credit reports so that you can see what prospective lenders will see. To help you understand how your credit score will affect your home approval, here a few general rules to consider.

Choosing a Mortgage Lender - What to Look For

Choosing the right mortgage lender can be a difficult task for borrowers. To help you choose the right lender, here are some things to look for.

How Does Your Credit History Affect Your Mortgage Approval?

Your credit history affects every aspect of the mortgage process. Here is some information on credit history and how it affects your mortgage approval.

Mortgage Refinancing With a Fixed Interest Rate Loan

If you have little tolerance for financial risk and are considering mortgage refinancing, choosing a fixed interest rate is usually the safest option. Fixed rate home loans come with higher interest rates than their Adjustable Rate Mortgage counterparts; however, there are steps you can take to pay less when refinancing. Here are several tips to help you qualify for the lowest mortgage rate when refinancing.

3 Tips to Get Approved Quickly for a Mortgage Loan for Bad Credit

When applying for a bad credit mortgage loan, it is worthwhile to learn about the mortgage process and do everything in your power to make credit improvements. Here are 3 tips to get approved for a mortgage loan with bad credit.