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Buying
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What Home Inspections Can Do For You
Home inspections can give buyers a better understanding of the condition of the property they plan to buy. In this article I will discuss four types of home inspections and what they cover.
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Mount Pleasant SC Real Estate
Mount Pleasant is one of Charleston, SC’s hottest real estate markets because it has the best public schools in Charleston County and some of the nicest all-inclusive neighborhoods in the Charleston area. The good school districts and the great home selection in Mt. Pleasant have created a high demand of buyers in this area.
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8 Tips for Keeping Your Loan Until Closing
Many factors can affect your financing during the home buying process. From the time you apply for a mortgage until the time of closing, you should not make any drastic changes to your financial status. So, be sure to follow these 8 tips in order to keep your financing intact for your closing.
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Buying a House - First 3 Steps
Before buying that first or next home, there are 3 things you should really do before calling your real estate agent or mortgage broker. It is important to understand where you are financially before your heart becomes set on that perfect house. By figuring out your net worth, your monthly budget, how much debt you pay every month and what your Gross Debt Service (GDS) and Total Debt Service (TDS) ratios are you will have a better understanding on how much you can afford on that new house.
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Condo Or Single Family Home
Deciding what kind of home to purchase may just be one of the most important decisions a person ever makes. It ranks right up there with decisions about your focus in life and the job you take. After all, a home is the base whereupon all other aspects of life happen from.
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Buying Real Estate In A Depressed Market
Recently, there's been a significant slowdown in the real estate market. Before that, there was a boom the likes of which has rarely been seen before. Interest rates were low, homes were appreciating in value by the week, the stock market didn't look so good for investments and first-time buyers were extremely keen to get into the market.
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Your Mortgage - Pay Me Now or Pay Me Later
The story of the Pied Piper illustrates an important principle about mortgages - pay me now or pay me later. Knowledge of this principle can help you save money on your loan.
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A Structured Approach to Buying a Home - Part 3 - Mortgage
As a first time buyer you have taken an important step. You are now clear in your mind about the size, amenities, the type of location, etc of the house you want to purchase. The next step now is to organize the finances for the purchase.
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5 Timeless Buying Principles To Guide Your Home Purchase
As a buyer, you have saved up enough for a down payment and you have done several internet searches of desirable homes in the neighborhood you are interested in. Where do you go from there? While there are many factors and details to consider when buying a home, there have been tried and true principles...
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Tips for Buying Pre-Construction Homes in Charleston SC
People often ask us whether it is better to use the agent working at the model home. While these agents are very familiar with the neighborhood and option packages, they work for the builder and have his/her best interests in mind. They are hired to know the inventory and to represent the builder during all of the transactions.
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A Structured Approach to Buying a Home - Part 1
For you, as a first time buyer, buying home is the most exciting enterprise. It is also the most important investment you would be making for a long time to come - an investment which will dominate your life for the next 15 or 20 years. So you should approach the enterprise with all the serious consideration it deserves.
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