How Long Will it Take to Get Your Mortgage License?

The time it takes to get a mortgage broker-lender license can vary from under a month to the better part of a year. Find out which states are faster and which times of the year slow down the approval process.

Need to Provide Level Playing Field

There is growing unrest among the dealers and employees working in the retail outlets of private oil companies as their jobs and investments are under threat due to discriminatory policies of the Government.

The Coming Food Shortages Thru Over Regulation Caused by the Masses

There are many people who believe that the food and drug industry are evil and that the substances that are in these products are killing people. It is true that we do not know yet the long-term effects of many of the changes we are making to our food processing methods or the long-term effects of many of the drugs that we prescribe to prevent disease.

Getting Your New York Mortgage Broker License

New York has one of the most detailed applications for mortgage licenses and one of the longest timeframes in which to get the approval for the license. But the large population in the state coupled with some very high housing prices (and therefore mortgage amounts) make New York one of the most coveted licenses for a mortgage broker that can generate business in that state. Here is some information you need to know to get your mortgage broker license in New York.

Taxi 'Recap' - The Short Version; Part 2

The taxi-recapitalisation programme continues to make headline news...taxi operators are up in arms about it. Chaos and violence continues on the roads. Negative comments by experts infer that the programme treats the symptoms and not the causes: lack of driver training, non-roadworthy vehicles, overloading, ineffective policing, etc. N B: All the quotations come from an address by the Minster of Transport to Top Six Management Ltd, August ’05.

Arrow Financial Services Found Liable for Potential Violations

A Federal District Court ruled that a first party debt collection agency can be held liable for potential violations committed by a non attorney bill collector.

Regulatory Reform Fire Safety Order 2005

On 1 October 2006 the Regulatory Reform Fire Safety Order 2005 (RRO) came into force and, in doing so, replaced the previous fire safety legislation. From the end of October 2005, fire certificates were abolished and ceased to have legal status.

What is the Securities and Exchange Commission?

The Securities and Exchange Commission, also referred to as the SEC, was created back in 1934 by section 4 of the Securities Exchange Act of 1934. It was created to regulate the securities industry, protect investors from fraud, as well as to enforce federal securities laws. Some of the federal securities laws that are enforced by the SEC include: the Securities Act of 1933, the Trust Indenture Act of 1939, the Investment Company Act of 1940, the Investment Advisers Act of 1940 and the Sarbanes-Oxley Act of 2002.

Regulatory Requirements And Their Impact On Your Business

Regulatory requirements, as the term implies, are requirements mandated by relevant authorities for your business. Anything closely or remotely related to your business must be within your purview. Complete information on such requirements facilitates the future course of action and prevents any fines or enforcements attached.

Bankers Need to Change: the High Cost of Complacency

A call to action on a grievous injustice that shouldn't be legal.

All Service Providers The DDA Affects You! Do Not Ignore This Article!

Is your business accessible to those who may be Disabled - if not you could be breaking the Law

Too Old to Drive? Seniors Who Seemingly Cannot See or Function Sufficiently Behind the Wheel

How old is too old when it comes to driving? When is it time for seniors to give up their driving privileges?

Federal Trade Commission Makes Horrific Merger Decision

It is amazing sometimes the way that our Federal Regulators operate, as they prevent some industries from consolidating and due to political pressures disallow others. Indeed the business office supply business is completely competitive and the move by Staples to acquire Office Depot should have been allowed because Staples early on could not get the funding needed to expand as fast a Office Depot.

Important Document Security Regulations

At our current technological level it is easy to forget some of the security basics. Identity theft, bank fraud and other so called modern crimes have been around for some time, they just have new ways of being committed. That said, it's a good idea for all of us to review some of the laws and regulations that are currently in place.

Annoying Government Regulations For The Fitness Enthusiast

Maybe the US FDA is not good enough for some doctor that bums in the government office I suppose? I'm not talking about steroids or anything illegal here...