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Identity Theft
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Identity Theft - A Growing Problem That Could Leave You Devastated
You go to a nice restaurant, enjoy a great meal and pay with your Visa or MasterCard. Although you add a nice tip for your friendly waiter, it's possible that he earns a much bigger commission on his way back to the Cashier, with a tiny scanning device that records all of your credit card information. Soon you could be the victim of identity theft!
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Credit Fraud Secrets Thieves Don't Want You To Know
Have you ever been a victim of credit card fraud? If so, you know just how traumatic it can be. What’s more, if you don't detected it early enough, it could leave bad marks on your credit report that could haunt you for many years.
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Identity Theft Over Hyped?
It appears that Identity Theft has been way over hyped. Yet why? Well let’s follow the money? The Federal Trade Commission has a budget right? They have to employ a handful of really good economists and quite a few wannabe economists who think that every business merger is some sort of economic conspiracy
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Fighting Internet Identity Theft and the FBI
The FBI along with Monster Worldwide and the Postal Inspectors are trying to reduce Internet Fraud by educating consumers. One thing the FBI is doing is offering Consumers to take a free test online to see how they rate in their Internet Savvy’ness to prevent being ripped off.
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What You Need to Know About Credit Cards and Identity Theft
Identity theft is starting to become one of the most popular crimes in the United States. Every year people have to struggle with the problems that come when someone steals your identity. Identity theft occurs when someone uses your personal information without permission.
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Are You at Risk for Identity Theft? Learn How to Protect Yourself
Identity Theft is America’s fastest growing type of robbery. There have been an estimated 9.9 million victims on America and over 40% of all consumer complaints in the U.S. involve identity theft. About half of the victims do not know how the thief obtained their personal information. The Boston Globe and Newsweek have both covered Identity theft recently telling us how important it is for us to educate ourselves on preventing and protecting ourselves from this type of robbery.
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Resources to Help You Learn About and Protect Yourself from Identity Theft
If you get an email or letter or form that looks like it came from your bank, credit card company, the IRS, online auction or bill pay service asking you to verify information so they can update their records, verify this with your bank or credit card company. Never click on the link in an email; it will take you to a fraudulent website that is disguised to look like the companies. If you call to verify and your bank or credit card company wants this information, give it to them over the phone, if you initiated the call and are sure it is the correct number, or stop by in person if possible.
Warning signs you can look for to identify “Scams”
If someone tells you: “Poor or no credit – No problem!”
Offers you a “Bargain loan”
Rushes you through signing up for anything
Wants you to pay a fee
If a salesman comes to your door and says “I was just in the neighborhood”
Remember, if it sounds too good to be true, it is!
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