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    e methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending
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    Debts incurred if not managed effectively go on accumulating and this can lead to the debtor ultimately turning bankrupt. Nonpayment of the debts can also be severely frustrating and stressful to the lender. These problems are more significant in the corporate and business sector. Thus businessmen and lenders arm themselves with the following strategies to recover debts:

    Firstly, the lender may call the debtor, negotiate and set up a deadline by which the debt should be paid off. The debtor usually tries to portray an intimidating attitude. If the calls are left unanswered or the debtor fails to meet the deadline the lender can go to the court.

    The court employs three methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending

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    trating and stressful to the lender. These problems are more significant in the corporate and business sector. Thus businessmen and lenders arm themselves with the following strategies to recover debts:

    Firstly, the lender may call the debtor, negotiate and set up a deadline by which the debt should be paid off. The debtor usually tries to portray an intimidating attitude. If the calls are left unanswered or the debtor fails to meet the deadline the lender can go to the court.

    The court employs three methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending

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    g strategies to recover debts:

    Firstly, the lender may call the debtor, negotiate and set up a deadline by which the debt should be paid off. The debtor usually tries to portray an intimidating attitude. If the calls are left unanswered or the debtor fails to meet the deadline the lender can go to the court.

    The court employs three methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending

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    to portray an intimidating attitude. If the calls are left unanswered or the debtor fails to meet the deadline the lender can go to the court.

    The court employs three methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending

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    e methods to recover debts. They are Small Claim Process (SCP), Warrant of Execution (WoE) and Section 65 proceedings. The court determines the method to be used depending on the money owed.

    Small Claim Process (SCP):

    The SCP being straight forward and cheap is the most widely accepted method. The disputes can be settled using the fast-track process or the multiple track process. Generally amounts above ?5,000 are dealt with the fast-track process while those in excess of ?15,000 are dealt with using the multiple track process. In the instances where the creditor may be given a default judgment with respect to the debtor the creditor has two options. He may appeal to the court to issue a WoE to the debtor or his property. The other remedy is to refer to Section 65 of the Magistrate's Court Act.

    Warrant of Execution (WoE):

    H

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