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    unemployment and a new baby), we were grateful to have li
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    About eighteen months ago, my husband and I made a decision to take the advice of financial counselor Dave Ramsey and get out of debt. Although we hit a number of snags which resulted in us taking a year off (little things, like unemployment and a new baby), we were grateful to have lis
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    on to take the advice of financial counselor Dave Ramsey and get out of debt. Although we hit a number of snags which resulted in us taking a year off (little things, like unemployment and a new baby), we were grateful to have li
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    and get out of debt. Although we hit a number of snags which resulted in us taking a year off (little things, like unemployment and a new baby), we were grateful to have li
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    ch resulted in us taking a year off (little things, like unemployment and a new baby), we were grateful to have li
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    unemployment and a new baby), we were grateful to have listened to Dave in our struggles. Furthermore, now that we are back to paying off our consumer debt, we are fired up and wired up!

    I started listening to Dave Ramsey in December 2005, when an online friend recommended him in

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