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Other Added - Susie Simplifies Her Life And Regains Control Over Her Finances
The biggest challenge faced by most small business owners and solo-preneurs is effectively marketing their business. Traditional marketing tactics like print, TV, and radio advertising are prohibitively expensive and so far out of reach for most small businesses. The good news, though, is that this does not matter. It does not matter because the best and most effective marketing tactics in the modern business world use a combination of new technology and old-fashioned personal networking and courtesy.Use technology to your advantageUsing technology to help market your business does not have to be expensive. In fact, it can be quite reasonable considering the number of customers and potential customers you can reach with relatively little effort.Here are two of the best ways to market effectively using technology:Use a Customer Relationship Management System (CRM): There are many choices for CRM software, but the most popular and common are Microsoft Business Contact Manager and ACT!. These programs are affordable, easy to use, and allow you to automate many of your target marketing effort to reach specific customer niches.Send a company EZine: This is an email newsletter that is sent to customers on a regular basis, usually monthly. EZines are not spam, because you only send them to people who have specifically given permission for you to send them email materials. In your EZine you can put articles, information, and expert advice on topics that are interesting and useful to your customers. This allows you to keep in touch with every customer in your CRM every month in a proactive but non-obtru
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping.<
Listed here are the Rules for Earning Income with the Google Adsense Program. These Rules are for Webamasters, Internet Affiliates, and Publishers too.Advertisers pay Google when someone clicks on their ads, which are placed on pages that contain text. A good example would be if you write an article about Leather Sofa's, you will likely see ads from Leather Sofa Manufacturers and/or Retailers on that page. Whenever someone clicks on those ads, the Advertiser pays Google, and Goggle pays you. In real-life, the Advertiser is hoping that person that clicked on the ad will actually purchase a Leather Sofa, or whatever furniture they are offering.Please take notice that Google is very strict about the integrity of this advertising process. As an Adsense User, you are forbidden to click on your own advertisements. If you do, your Adsense account will be terminated, and most likely you will never get it back. It is also against policy rules to ask others to click on your ads. Think outside the box for a moment, why would these advertisers want to pay out money just so your friends could click on your ads when no one is really interested in purchasing a Leather Sofa, or whatever furniture is advertised !?The good news is that as an Adsense User, it is not necessary to cheat the program. In fact, the Google Adsense is so easy to use that you will make more money just by following the rules. If you write interesting articles that will turn up in the search engines, then you have targeted the right group of people to read your Google Adsense Ads. Just imagine when someone a thousand miles away clicks on your ad and buys a Leather Sofa, and
Sipping on a cappuccino from a bowl shaped cup at my usual coffee shop I read the newspaper, updated my schedule on the cell phone, and stirred my coffee amidst a cacophony of giggles. "What now?" I mumbled.
I should have known my friend Susie, who runs her own business fixing up houses prior them going to the market, would be the one giggling and tapping me on the shoulder. In months prior was always on the late side, but the past couple of weeks she'd been meeting me right on time. This meeting proved to be no exception. Looking at my watch in fact, Susie was ten minutes early. I told her that and she chided me, "Now Bob you make things so complicated. But don't feel bad. I was the same way and so are half my clients."
"What are you talking about?"
"It's society. Everyone is doing so much these days. Not only are my clients asking me to fix their homes, but some are asking me to fix their lives. I'm not a miracle worker. What I'm noticing is most folks want to simplify their life like me. They want to get back to basics and prioritize. I mean look at you, you're a perfect example, Mr. Has To Have The Latest Gadget Himself."
I defensively said, "Not so, that's Ronnie. You got us confused."
"Sure Bob. Your friend starts it and you follow. It's the classic keeping up with the Jones which gets you in debt and too stressed."
"But I like keeping current. Besides technological things aren't built for the long haul, most manufacturers expect a year of use and that's it. My purchases make economic sense."
"Bob, I'm not saying to forego buying a computer or the latest cell phone. I just got a new cell phone last week and a new computer a couple of months ago. These were necessary business expenses. My main point is it's time to simplify you life. Take a hard look at your finances and spend time rediscovering yourself. It's about eliminating possessions and social activities you've been attending simply out of a sense of obligation when the enjoyment's long passed. It's also about letting go of tasks which have lost their meaning or purpose."
"Susie, I'm not about to go live in some cabin in the middle of nowhere."
"Bob, for most people it's not about dropping out of society and moving to the woods. It's about regaining control over one's life. In the process you'll discover the activities, people, careers, and activities, which mean something to you. As you get into this new way of being you'll let go of the outer definition of self and rediscover your own individuality."
"Wow, Susie. It sounds you swallowed up some self- help book."
"You know me too well. I'm a big fan of the book, Keeping Your Life Simple by Karen Levine. One of the first places I wanted to change in my life was finances. I knew if I couldn't get my impulsive purchases under control no amount of eliminating clutter in my life and rediscovering the inner me would ever help. This is a good place for you to start too. Now I want you to honestly tell me the last time you made a major purchase and if it was your choice to buy or someone else's?"
"Uh, well. My son needed..."
"I knew it. You can't even remember what he wanted. It's part of the problem. Did Johnny really need whatever he so desperately wanted? Do any of us? I doubt it. I bet peer pressure influenced his desire. Did buying what he needed make you feel good or not?"
"Of course it did. I like providing for my family."
Patting me on the back she said, "I know Bob. You've done a good thing. But the problem is you're being influenced and urged to purchase something all the time more often than you realize. We all are. Every time you visit friends, or your son does, or you read a newspaper, or magazine and compare the ads you're next purchase is just waiting for you around the corner. It's fueled by well thought out marketing plans whose purpose is to get you to buy and buy often. Which you do so well! I know you. It's why you're still working when you'd rather be enjoying your early retirement without worrying about finances."
"Susie, you're making so much sense. My credit bill was huge last month and I hate to admit this, but a lot of it was devoted to impulse buys."
"I know Bob. I did the same thing a few months ago. So many of our purposes are made on emotion, we see something we like at the store and we have to have it. But do you know ends of happening to most impulse purchases? We wind up hating them. Why? Because the purchase was made on a whim. The items we take time to purchase we end up cherishing knowing we've made the right decision for our needs and budget."
"So Miss Simplify Your Life, how's your credit card debt?"
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping. Business Idea: Podcasts
Podcasts have been popping up all over the Internet in the past year or so. I have come across podcasts on anything from the latest tech gadgets to gardening tips. With millions of listeners out there and plenty of new people listening to podcasts every single day, now is a great time to start your own podcast and make some money along the way.So far podcasts sound pretty similar to an Internet Talk Radio Show, doesn’t it? Even though the two have many similarities, there are also quite a few differences. Podcasts are unusually not as structured as an Internet Talk Radio show. The tone of a podcast is very informal. Podcasts are usually on blogs and are also available for automatic download to your mp3 player through RSS. Podcasts also don’t have guests on every show. The host of the podcasts does a lot of the talking him or herself. Podcasts be shorter or just as long as a talk radio show, plus they can vary in length from one show to the next.There is a little bit of both hardware and software you will need for a good sounding podcast. Podcasts are usually broadcast as mp3’s, so you need some sort of software to record your show as well as a decent microphone. Plantronics has some great mike’s available. You can either use software like Allrecorder or a complete service like Audio Acrobat that will also host your audio files for you. Having your files hosted through a service like audio acrobat has the added benefit that people listening to and downloading your podcast will not eat up your bandwidth. This may save you quite a bit of money in hosting fees. You also don’ t have to worry about troubleshooting when there is an issue with
I defensively said, "Not so, that's Ronnie. You got us confused."
"Sure Bob. Your friend starts it and you follow. It's the classic keeping up with the Jones which gets you in debt and too stressed."
"But I like keeping current. Besides technological things aren't built for the long haul, most manufacturers expect a year of use and that's it. My purchases make economic sense."
"Bob, I'm not saying to forego buying a computer or the latest cell phone. I just got a new cell phone last week and a new computer a couple of months ago. These were necessary business expenses. My main point is it's time to simplify you life. Take a hard look at your finances and spend time rediscovering yourself. It's about eliminating possessions and social activities you've been attending simply out of a sense of obligation when the enjoyment's long passed. It's also about letting go of tasks which have lost their meaning or purpose."
"Susie, I'm not about to go live in some cabin in the middle of nowhere."
"Bob, for most people it's not about dropping out of society and moving to the woods. It's about regaining control over one's life. In the process you'll discover the activities, people, careers, and activities, which mean something to you. As you get into this new way of being you'll let go of the outer definition of self and rediscover your own individuality."
"Wow, Susie. It sounds you swallowed up some self- help book."
"You know me too well. I'm a big fan of the book, Keeping Your Life Simple by Karen Levine. One of the first places I wanted to change in my life was finances. I knew if I couldn't get my impulsive purchases under control no amount of eliminating clutter in my life and rediscovering the inner me would ever help. This is a good place for you to start too. Now I want you to honestly tell me the last time you made a major purchase and if it was your choice to buy or someone else's?"
"Uh, well. My son needed..."
"I knew it. You can't even remember what he wanted. It's part of the problem. Did Johnny really need whatever he so desperately wanted? Do any of us? I doubt it. I bet peer pressure influenced his desire. Did buying what he needed make you feel good or not?"
"Of course it did. I like providing for my family."
Patting me on the back she said, "I know Bob. You've done a good thing. But the problem is you're being influenced and urged to purchase something all the time more often than you realize. We all are. Every time you visit friends, or your son does, or you read a newspaper, or magazine and compare the ads you're next purchase is just waiting for you around the corner. It's fueled by well thought out marketing plans whose purpose is to get you to buy and buy often. Which you do so well! I know you. It's why you're still working when you'd rather be enjoying your early retirement without worrying about finances."
"Susie, you're making so much sense. My credit bill was huge last month and I hate to admit this, but a lot of it was devoted to impulse buys."
"I know Bob. I did the same thing a few months ago. So many of our purposes are made on emotion, we see something we like at the store and we have to have it. But do you know ends of happening to most impulse purchases? We wind up hating them. Why? Because the purchase was made on a whim. The items we take time to purchase we end up cherishing knowing we've made the right decision for our needs and budget."
"So Miss Simplify Your Life, how's your credit card debt?"
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping.<
Advertising is the most visible form of marketing. It is one the most effective marketing tools you can use to build a share of the prospect’s mind. If you know exactly what you want to gain from your advertising, where to direct your message, and how to say what you want your audience to know, your advertising will be effective.Unfortunately advertising is also one the most misunderstood forms of marketing. Many ads you see today are full of catchy slogans, an endorsing celebrity, or the ultimate in graphic design and animation. The ads tell people how great and wonderful the business is. They are designed to keep the compnay's name in front of the prospects, and ultimately fail.If your advertising is going to be successful you have to understand that people don’t care how great your business is. All they care about is what unique benefit your product or service offers them that others don’t. How are you going to improve their lives? How are you going to make their lives easier? Are you going to make them richer?They want to know how you’re going to enhance the quality, enjoyment, and the profitability of their lives. Very few ads today address that. People don’t care what you want. To be effective your advertising must address what benefits you’re rendering the prospect.However, they do want to know that you’re qualified to help them. So, in your advertising you need to establish credibility. If you’ve got expertise and people don’t appreciate your knowledge and expertise, find a way to explain it. If, in fact, you’ve been in the field longer than anyone else, you’ve received a higher education honor, or you’re a dry cle
"Wow, Susie. It sounds you swallowed up some self- help book."
"You know me too well. I'm a big fan of the book, Keeping Your Life Simple by Karen Levine. One of the first places I wanted to change in my life was finances. I knew if I couldn't get my impulsive purchases under control no amount of eliminating clutter in my life and rediscovering the inner me would ever help. This is a good place for you to start too. Now I want you to honestly tell me the last time you made a major purchase and if it was your choice to buy or someone else's?"
"Uh, well. My son needed..."
"I knew it. You can't even remember what he wanted. It's part of the problem. Did Johnny really need whatever he so desperately wanted? Do any of us? I doubt it. I bet peer pressure influenced his desire. Did buying what he needed make you feel good or not?"
"Of course it did. I like providing for my family."
Patting me on the back she said, "I know Bob. You've done a good thing. But the problem is you're being influenced and urged to purchase something all the time more often than you realize. We all are. Every time you visit friends, or your son does, or you read a newspaper, or magazine and compare the ads you're next purchase is just waiting for you around the corner. It's fueled by well thought out marketing plans whose purpose is to get you to buy and buy often. Which you do so well! I know you. It's why you're still working when you'd rather be enjoying your early retirement without worrying about finances."
"Susie, you're making so much sense. My credit bill was huge last month and I hate to admit this, but a lot of it was devoted to impulse buys."
"I know Bob. I did the same thing a few months ago. So many of our purposes are made on emotion, we see something we like at the store and we have to have it. But do you know ends of happening to most impulse purchases? We wind up hating them. Why? Because the purchase was made on a whim. The items we take time to purchase we end up cherishing knowing we've made the right decision for our needs and budget."
"So Miss Simplify Your Life, how's your credit card debt?"
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping.<
All well known experts have agreed that informational products especially eBooks are without any doubt the number one home based business opportunity. They are much easier to create than one may think.Everyone can create an ebook and make big profit from selling it online.Here are some of the benefits of being an ebook writer and publisher:* The complete work control is established. You are your own boss and there is no one to report to. You decide what to write and when to write it.* You profit 100% from every sale you made. You do not have an intermediate publisher as in the traditional world to share your profits with.* There is no limit on the number of e-Books you can create. Once you know how nothing can stop you.* An e-book sells all the time - 24 x 7, even when you're sleeping or on a vacation. People can visit your web site to buy and download your e-Book almost instantly.* You've no hassles like inventory, packaging and shipping.* There are absolutely no start-up risks. Unlike any other products, an eBook can be produced inexpensively. It doesn’t require expensive materials or equipment.* People will buy from you because they can have the information they are searching for within a minutes.* You can earn a living from your hobbies and interests.* You can start immediately, even in your spare time.* Your credibility online increases. Once you put your ideas and advices in an eBook for people to buy and read you're selling yourself as an expert they can trust and respect. When people trust you and respect you they are more likely to buy from you.* High
"Susie, you're making so much sense. My credit bill was huge last month and I hate to admit this, but a lot of it was devoted to impulse buys."
"I know Bob. I did the same thing a few months ago. So many of our purposes are made on emotion, we see something we like at the store and we have to have it. But do you know ends of happening to most impulse purchases? We wind up hating them. Why? Because the purchase was made on a whim. The items we take time to purchase we end up cherishing knowing we've made the right decision for our needs and budget."
"So Miss Simplify Your Life, how's your credit card debt?"
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping.<
Are you a domainer? What’s a domainer - a person who makes his or her living from buying and selling domain names or are you just interested in this fascinating field? If you are you probably know about domain parking, and are probably actively involved right now and if you are you may be losing hundreds if not thousands of dollars every year. Wether you are a seasoned domain parker or complete newbie, either way you could be losing money as we speak, this is your money and it is money you should not be losing out on, but I’m going to show you 1 (one) simple method to put more money in your pocket than you had yesterday.How because you have probably parked your domains at one of the large domain parking hosts. These companies take a cut of the revenue from the ads they serve on your parked domains. This would be ok if it were not for one thing, they do not drive traffic to your site. All they do is give you access to a simple template which may have some smarts behind it but basically you are the brains behind your business, you sought out and bought the domain, you drive traffic to that domain and the big boys are taking a cut out of your ad revenue. I call this the Great Domain Rip-off. Wouldn’t you prefer to take all of the money from the ad revenue, after all it is your domain?Well you can and it is so simple. You will need a hosting account, but you would more than likely have that already if you are actively working in the domain business anyway. You then just create some very simple HTML templates and put in your own adsense, adbrite or clickbank links and you have an instant money making machine. You need to apply simi
"I'm in good shape. I eliminated shopping store cards. I just carry a Visa, Mastercard and American Express. I spend what I can afford to pay back each month. I had to change my attitude. Credit is so easy to obtain, but the thing is most of us forget credit is just another word for debt.
The key to managing finances is being in control. We often relinquish control when we walk into a store. Why? Because most of us like being pampered. So we walk into a store and think gee isn't it sweet the clerk wants to make sure I'm happy. They're being nice to get you to buy. But you control your money not some clerk luring your towards purchasing some must have item. It's so easy to fall for high powered sales techniques. They can easily overpower good judgment. I know. I still have a couple of times shares."
"But I thought you like your time share in Hawaii."
"I do Bob, but it would be have been just as economical to rent a condominium or stay in a hotel, but I fell for the sales pitch for Hawaii and the timeshare in Aspen. I'm more cautious now and follow my money trail. I've come up with a few rules I use any time I go shopping.
1. Prior to shopping I investigate the market. By the time I'm ready for a purchase I know ahead of time what's a good deal and what's a waist of money.
2. I try to avoid shopping when I'm hungry or short on time. This reduces the number of impulse buys.
3. Know the timing of a deal. This requires research. If you ask questions or read the newspapers it's pretty easy to see what time of year is best for purchasing a particular product or service. Takes cars for instance, the best time to buy them is when the new models come out and dealers want to get rid of inventory. The same thing with appliances and furniture."
4. Stop using a credit card for convenience. When you pay for something in cash it's easier to know right away whether you can afford it or not. For instance, the lunch entree for $10.00 you know you can afford based on the twenty dollar bill in your wallet. The $30 designer t-shirt is another yes, again the cash is in your wallet. The food processor for $300 you can't afford, the cash isn't in your wallet. Sure, it might be an item you can afford based on your monthly income. But, the point is to get in the habit of making purchases with cash based on what you have on hand. When you do this you'll be more careful with your purchases. The money becomes tangible.
"Susie, but what if you want to use your credit card to establish a better credit rating?"
"Just use the credit card with sound judgement and charge only what you can pay back immediately. So many people get into the rut of paying the minimum payment on credit cards. What ends up happening is they are spending their hard earned cash on interest rates and incurring unnecessary debt. What I do is to set aside money each month just to pay my credit cards so it becomes a regular expense just like my mortgage and electricity. Plus, I write down all the credit card purchases each month. This way there are no surprises when the bill arrives."
"Susie this makes so much sense. I'm curious if you end up feeling like you're missing out and pardon my expression by being so hard nosed about your finances."
"No. It's not hard nosed, Bob. It's called being practical. It's all back to control. Ask yourself do you want to live life to enjoy or incur expenses? Of course you choose to enjoy life. We all do. But it's pretty hard to do when credit card debt is out of control.
Anytime I consider making a purchase I ask myself do I control my credit obligations and will I still be in control if I make the purchase? If I'm comfortable with assuming a little more debt I will. Like last week I joined a health club. Before I committed to a health club membership I made a list of all my credit obligations including: my mortgage, the time shares, the credit cards and the monthly payments for each, as well as, regular household bills. After analyzing the expenses I knew I could afford belonging to a health club. It's all about being smart with money."
"Susie, it sounds like you've changed your whole attitude towards finances."
"Yes. Attitude plays a big role in how we view our finances. One way to maintain control of paying interest is considering a credit repair program if you credit score happens to be below 600. Running a free credit report will give you an idea of what your credit score is today. So many people try to demonstrate their wealth by showing off luxury items. What they forget is wealth is what a person accumulates, not what they spend. Most millionaires know this. They often live in middleclass neighborhoods and lead modest lifestyles and spend time looking for ways to make more money. Their success is measured by their net worth not by the number of toys they accumulate."
"Wow! I'm impressed. Now what are your financial goals?"
"I want to be wealthy and live life simply. Some of the ways I'm working towards the financial side of things is by goal setting, saving money, and living within my means."
"Beyond finances what are some other ways to simplify my life?"
"Simplifying your life means learning to enjoy the time you have and making the time yours."
Reaching into her purse Susie handed me a flyer with twelve steps to simplify your life.
1. Let go. Make a list of work and home responsibilities. Put the most important items at the top. Draw a horizontal line through the middle of each list. Try not to do the things below the line.
2. Eliminate clutter. Get rid of those impulse purchases collecting dust in your closet.
3. Stay home and do nothing - Don't do anything planned, scheduled, or productive. It does not matter
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