ehold for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you reallyA few months ago a friend of mine who we will call Frank, decided he wanted to become debt free and be able to handle his money better than he currently was. His debt was around $9,700 which is above the average American average. So five months in he has cleared a massive $2,000 off of that debt and here is one of the methods he is using to reduce that debt.

One of the important things to do when you decide to become debt free is to make sure that you get completely clear is a budget so you know exactly what you have to spend every week. So with this in mind you need to get rid of your cards, credit and debit, put them in an envelope and sign the seal then give them to a relative. You don't even have to tell them what is in the envelope or why they are looking after it if you trust them it won't matter.

With no cards you now have to visit your bank in order to get money, this is where our title comes into play, "Become Debt Free Using your Old Jars!" I hear people say "Turner you have lost the plot!" Hear me out its a great method and one that will help you start your recovery. OK so you get a number of jars and on one of the jars you place a label and you write FOOD. Then on the next you write TRAVEL the subjects you will need are:

• Food
• Bills
• Travel
• Entertainment

Now if you have done your budgeting properly you will have around $65 a week per person in your household for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you really

the important things to do when you decide to become debt free is to make sure that you get completely clear is a budget so you know exactly what you have to spend every week. So with this in mind you need to get rid of your cards, credit and debit, put them in an envelope and sign the seal then give them to a relative. You don't even have to tell them what is in the envelope or why they are looking after it if you trust them it won't matter.

With no cards you now have to visit your bank in order to get money, this is where our title comes into play, "Become Debt Free Using your Old Jars!" I hear people say "Turner you have lost the plot!" Hear me out its a great method and one that will help you start your recovery. OK so you get a number of jars and on one of the jars you place a label and you write FOOD. Then on the next you write TRAVEL the subjects you will need are:

• Food
• Bills
• Travel
• Entertainment

Now if you have done your budgeting properly you will have around $65 a week per person in your household for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you really

velope or why they are looking after it if you trust them it won't matter.

With no cards you now have to visit your bank in order to get money, this is where our title comes into play, "Become Debt Free Using your Old Jars!" I hear people say "Turner you have lost the plot!" Hear me out its a great method and one that will help you start your recovery. OK so you get a number of jars and on one of the jars you place a label and you write FOOD. Then on the next you write TRAVEL the subjects you will need are:

• Food
• Bills
• Travel
• Entertainment

Now if you have done your budgeting properly you will have around $65 a week per person in your household for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you really

a number of jars and on one of the jars you place a label and you write FOOD. Then on the next you write TRAVEL the subjects you will need are:

• Food
• Bills
• Travel
• Entertainment

Now if you have done your budgeting properly you will have around $65 a week per person in your household for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you really

ehold for food. Your bills well they need paying but if you have your bills for the past 12 months you will know how much they are (you might want to look at the current deals you are getting and negotiate lower rates where possible but that is another part of the plan). Travel you can keep this to an absolute minimum if you think about where you travel and if you really need to get the bus two stops or take the car to the shop that is within walking distance. Entertainment well this is down to you but personally I feel that $7.50 per person is more than enough especially if you are serious about your quest to become debt free.

Go to the bank at the start of the week and get that money out from the teller. When you get home put it in the jars. When you need to use some take it from the jars. Make a list when you go shopping and when you tick off that you have collected that item write down how much it costs, this way you will know how much you need to take with you to do the shopping each week. Have a journal and write in it everything that you spend and within no time you will see the savings and notice you are well on your way to become debt free.

This is the jar technique that my friend Frank is using to become debt free, it does work and I am now using the technique in my house, my wife loves it because we know we have a budget that is optimized to what we need. If you use this you will reduce what you spend and what you geel the need to spend this is a huge hurdle to overcome in your ability to become debt free.