f their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why shoul

OK having accepted that although it is not a totally dominant practice, we have to accept that for a large number of debt collectors, harassment is a large and major part of their arsenal i.e. the weapons at their disposal.

Sadly, this is a very short sighted policy that actually causes then and their clients more harm than it does them good but I guess they will only learn the error of their ways when they look back over time and realise what a stupid course of action it all was.

At this point it might be an idea to try and get into the mindset of “the harasser” rather than that of “the harassed” and as such try and get a greater understanding of why they do “the things they do”.

Top of the list behind all of this is a small four letter word called “fear”. They have this over riding concern that they might actually not be the only creditor involved in the process of debt collection and as such to do the best for their clients it is a case of “every man for himself”.

This leads them to believe that before not too long the list and approach of creditors in most of their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why should

at actually causes then and their clients more harm than it does them good but I guess they will only learn the error of their ways when they look back over time and realise what a stupid course of action it all was.

At this point it might be an idea to try and get into the mindset of “the harasser” rather than that of “the harassed” and as such try and get a greater understanding of why they do “the things they do”.

Top of the list behind all of this is a small four letter word called “fear”. They have this over riding concern that they might actually not be the only creditor involved in the process of debt collection and as such to do the best for their clients it is a case of “every man for himself”.

This leads them to believe that before not too long the list and approach of creditors in most of their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why shoul

the mindset of “the harasser” rather than that of “the harassed” and as such try and get a greater understanding of why they do “the things they do”.

Top of the list behind all of this is a small four letter word called “fear”. They have this over riding concern that they might actually not be the only creditor involved in the process of debt collection and as such to do the best for their clients it is a case of “every man for himself”.

This leads them to believe that before not too long the list and approach of creditors in most of their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why shoul

they might actually not be the only creditor involved in the process of debt collection and as such to do the best for their clients it is a case of “every man for himself”.

This leads them to believe that before not too long the list and approach of creditors in most of their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why shoul

f their cases is going to resemble a “herd of migrating wildebeest rampaging across the Serengeti national park” that they feel duty bound to get in first and try and force a result as quickly as possible.

Loud, confident and very very wrong in most cases but why should I bother to try and re-educate them? They are going to have to learn this for themselves. The concept of damage limitation i.e. lets get as much as we can before the entire pack of cards comes tumbling down is a very powerful and motivating force that it is very difficult to ignore. “The more we get now by “hook or by crook” meaning the “less we have to lose at the tail end” leads to an entire process driven by short term thinking that actually does more harm than good.

This does more to drive the debtor into the arms of the Court or the Insolvency Practitioners with the end consequence being either Bankruptcy or a composition of creditors / IVA (Individual Voluntary Arrangement), both results leaving the creditors with only a percentage in the pound as the value of their actions as opposed to a much larger amount if they followed a more reasonable course of action.