commends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone.

Getting out of debt has got to be one of the most difficult and most sought after topics in American culture today. Everyone it seems would love to be debt free but few people ever seem to achieve it.

Is it their skill level? Is it their lack of knowledge? Is it their circumstances?

Every seems to have a solution don't they?

I find it ironic that the very same companies that spend billions of dollars every year to get you and I and everyone else to become dependant on their little credit cards are also marketing just as heavily that they are the end-all solution to our debt problems as well.

If you REALLY want to get out of debt, there is one tool that can get you half-way to your freedom dreams with very little effort: your own mind.

Millionaire entrepreneur and best selling author, Robert Kiyosaki says that we need to stop responding to money questions with, "I can't afford that" and instead respond with, "How can I afford that?"

This is simply a shift in thinking; a change in one's perspective that looks at what you can do to make your situation what you want it to be instead of accepting the way it is.

Sure, some knowledge helps. It's very nice to know how to set up a budget, manage investments and make wise choices about what bill to pay off first. But most people can get halfway there with the knowledge and skill they already have.

How? By CHOOSING to. Making the mental shift that Kiyosaki recommends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone.

t the very same companies that spend billions of dollars every year to get you and I and everyone else to become dependant on their little credit cards are also marketing just as heavily that they are the end-all solution to our debt problems as well.

If you REALLY want to get out of debt, there is one tool that can get you half-way to your freedom dreams with very little effort: your own mind.

Millionaire entrepreneur and best selling author, Robert Kiyosaki says that we need to stop responding to money questions with, "I can't afford that" and instead respond with, "How can I afford that?"

This is simply a shift in thinking; a change in one's perspective that looks at what you can do to make your situation what you want it to be instead of accepting the way it is.

Sure, some knowledge helps. It's very nice to know how to set up a budget, manage investments and make wise choices about what bill to pay off first. But most people can get halfway there with the knowledge and skill they already have.

How? By CHOOSING to. Making the mental shift that Kiyosaki recommends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone.

very little effort: your own mind.

Millionaire entrepreneur and best selling author, Robert Kiyosaki says that we need to stop responding to money questions with, "I can't afford that" and instead respond with, "How can I afford that?"

This is simply a shift in thinking; a change in one's perspective that looks at what you can do to make your situation what you want it to be instead of accepting the way it is.

Sure, some knowledge helps. It's very nice to know how to set up a budget, manage investments and make wise choices about what bill to pay off first. But most people can get halfway there with the knowledge and skill they already have.

How? By CHOOSING to. Making the mental shift that Kiyosaki recommends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone.

at you want it to be instead of accepting the way it is.

Sure, some knowledge helps. It's very nice to know how to set up a budget, manage investments and make wise choices about what bill to pay off first. But most people can get halfway there with the knowledge and skill they already have.

How? By CHOOSING to. Making the mental shift that Kiyosaki recommends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone.

commends doesn't require a college degree or a big bank account, only a willingness to CHOOSE to use the mind we already have. Once you make up your mind to get out of debt, you are 50% of the way to making your financial dreams a reality.

If you've ever run a race, whether it's a marathon or a 100 yard dash, getting to the halfway point is a huge milestone. This is not because you've just completed 50% of the distance, but because you've just confirmed that you CAN go half-way. Not only that, all of the distance remaining grows continually shorter than the distance you just covered.

Doesn't matter if you are a biker, runner or swimmer, this brings a tremendous amount of motivation and drive to finish, as the length to finish line continues to shrink.

It's the same with your debt-reduction efforts. Once you make up your mind that you are going to make it happen for you, excitement and motivation will build as you pick up momentum and realize that you are already half-way there.

In his book, The Millionaire Mind, Thomas Stanley discovered after years of research this very fact: that today's self-made millionaires achieved their goal because they had already made it half-way there, mentally.

Your debt-reduction efforts are no different.

If you keep giving yourself reasons why you shouldn't bother with it or keep convincing yourself that there's no way YOU could ever get out of debt, then you have already lost the race and will NEVER achieve the success you desire.

If you want to win, then THINK like you want to win. KNOW that you will win!

That might sound like self affirmation mumbo jumbo to some and to those folks I ask, are you debt free?

If you are unwilling to take a close, hard look at your attitude with regards to successfully achieving freedom from