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already been paid, brokers must refund the excess on request.”

According to the OFT, it has been found that some brokers are targeting disadvantaged consumer

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If you have recently applied for a loan and have paid an arrangement fee to your broker, but have not taken up the offer, then you are entitled to a full refund of this money, less a fee of ?5.00.

The Office of Fair Trading (OFT) recently alerted consumers to the fact that if they are not found a suitable loan within six months and don't take up any loan offered - for whatever reason - the broker can keep only ?5 of the arrangement fee.

On it’s website the OFT that: “The Consumer Credit Act limits a credit broker's charges to ?5 if, following an introduction to a lender, an agreement is not signed within six months. If more than that has already been paid, brokers must refund the excess on request.”

According to the OFT, it has been found that some brokers are targeting disadvantaged consumers

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this money, less a fee of ?5.00.

According to the OFT, it has been found that some brokers are targeting disadvantaged consumer

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months and don't take up any loan offered - for whatever reason - the broker can keep only ?5 of the arrangement fee.

According to the OFT, it has been found that some brokers are targeting disadvantaged consumer

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mer Credit Act limits a credit broker's charges to ?5 if, following an introduction to a lender, an agreement is not signed within six months. If more than that has already been paid, brokers must refund the excess on request.”

According to the OFT, it has been found that some brokers are targeting disadvantaged consumer

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already been paid, brokers must refund the excess on request.”

According to the OFT, it has been found that some brokers are targeting disadvantaged consumers. The broker will get their fee up front (approximately ?50) and only afterwards does the consumer find that the prospective credit provider will only lend them amounts less than they require or that loans are only available with a guarantor.

Understandably, the consumer may wish to reject the loan offered and many do but are not aware that they are entitled for a full refund of the arrangement fee, less a fiver.

People having difficulty obtaining a refund should contact their local trading standards service. Under section 155 of the Consumer Credit Act 1974 - which applies to a number of types of agreement including mortgages and consum

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Do you know the basics required in a media release? Are you aware that you’ll only likely get a ’10 second’ glance from an editor? Check out this article which takes you step by step on how to write a foolproof media release.

Small business credit cards can play an important role in the success of many enterprises and small businesses. Yet currently most folks view of small business credit cards is extremely limited.

If you’ve started using Adsense as a way to increase advertising income, but the numbers just aren’t adding up to what you expected, the problem might be with the ads themselves. If the ads being generated by Google’s Adsense aren’t relevant to your website, visitors won’t click on them. And, no click-y, no money. It’s that simple. And it’s a simple situation to fix.

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