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Other Added - Social Security Bullshit: A Socratic Discussion with a Texas Cowboy at McDonald's
A well-built media kit is vital for effective marketing. Without it, all your promotional efforts could be wasted. You might be able to talk a good game and get the “hiring” company energized and excited about your speech presentations, but when they request your media kit and see a skimpy, unattractive, and uninformative package with only a couple of documents and nothing more, all that “talk” will have been for nothing!A brilliantly designed media kit is good, but although visual impact is important, your content is equally as important. Your media kit's value is in the information it provides and in its news worthiness.Whether you send your media kit via email in PDF format or whether you decide to print and post it, it should be packaged neatly with a cover / folder bearing your organization’s logo. The number of components you should include depends on your focus and your target.Your media kit should include:• A folder with an eye-catching cover - to hold contents neatly; if you are sending your media kit in PDF format, make sure the cover page presents as a folder cover• An introduction letter customized to meet the needs of the recipient• Speaker's bio (also referred to as a one-sheet) with your photograph (black & white or color, preferably a head shot with white background)• List of topics / presentations, along with a description or outline of each topic• Fee schedule: include your entire fee schedule (including international rates)• Six recent speaking references• A professional demo video on request by recipient - see our tips on creating a professional demoIf you would like assistance putting together a professional media kit please contact us.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also
Debt collection letters are tools in the debt collection process. They are intended to remind the debtor about his liability. They are also proof of necessary communication in the court while litigation proceeds. The federal law, FDCPA, insists on a standard methodology for the letter. The use of illegal words or style in the debt collection records will be a violation of the law. To avoid such difficult circumstances, sample letters can be used as route maps for standard debt collection letters. Sample debt collection letters narrate the content and style of debt collection letters.Sample debt collection letters act as a guide for debt collection documents. FDCPA regulations protect the rights of the debtor. The Act particularly insists not to include abusive, harassing and deceptive statements in the correspondence. Sample letters exemplify the right pattern of communication. The procedure usually involves a letter within 5 days of the first telephone call to the debtor in order to clarify the details. In the absence of a favorable reply, debt collectors send reminders. Sample letters are available for each format, whether they are sample reminder letters or sample notice letters.Sample letters are informational resources for debt collection letters. They provide the outline, though they cannot be copied as such. However, some ready made letters are also available in which only details such as the name, due amount and date have to be added. They are provided in the pre-formatted version, suitable for various circumstances.Sample debt collection letters are usually provided by experts in the debt collection field. Section 812 of FDCPA imposes civil liabilities for the supply of deceptive sample letters. The Internet is the best source at your fingertips. Sample letters are generally available on websites of attorneys and debt collector agencies. A few sites provide free sample letters. Pre-formatted sample debt collection letters can be downloaded and used as original letters with necessary modifications. Sample letters are also included in books and training modules on debt collection.
Economist: This McDonald’s sure seems busy for being in the middle of nowhere.
Cowboy: President Bush is having a town meeting on Social Security privatization. Supporters and some demonstrators are here.
Economist: They handed me some brochures on privatization when I walked in. Unfortunately, it’s mostly sound bites and, while not outright lies, bullshit.
Cowboy: They handed me some brochures also. Some of it is obviously bullshit, wrapping oneself in the flag, family values and call the other side names, but I can’t tell if the economics is bullshit or not.
Economist: Look at this nice picture of a happy, smiling family in this privatization brochure – parents, children, and grandma – all happy to have their Social Security privatized.
Cowboy: They look like they just received huge checks from their private accounts.
Economist: But people investing in private accounts will not receive Social Security checks for decades.
Cowboy: In Texas, being so happy about money that one might earn in 2040 is counting your eggs before they hatch, but they are probably just models in the photograph.
Economist: If Social Security is privatized, some people will profit immediately.
Cowboy: Let me guess, one is Wall Street.
Economist: Wall Street will earn money from handling everyone’s retirement money. But to be fair, most supporters of privatization, privateers as I like to call them, realize this and include these brokerage costs in their estimates.
Cowboy: Who else will immediately profit from privatization?
Economist: If people start investing Social Security money in stocks, such as Hilton Hotel stock, what do you think will happen to the price of Hilton Hotel stock?
Cowboy: The price of Hilton Hotel stock will rise.
Economist: And who owns Hilton Hotel stock?
Cowboy: Paris Hilton, the Hilton Family, corporate executives, and other investors.
Economist: As the price of stock rises, Paris Hilton and other millionaires will benefit immediately. They should put a picture of Paris Hilton on their privatization brochures.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also
As you surf through the business profile section in many newspapers, magazines, websites, and blogs, you are compelled to read about the success stories featured in these departments. There are a variety of local and national business awards given through public and private sectors, recognizing dynamic and successful businesses for their outstanding service and economic support. The American Business Awards (The Stevies), the International Business Awards and the National Business Awards are among some of the most prestigious business awards known globally.Below are ten of the most popular thought provoking questions asked during interviews, spotlighting successful business owners:1. What type of business is this?2. When, where and how did you start your business?3. Who influenced your decision to start a business?4. What’s the toughest part about running your business?5. What is the most rewarding part of running your business?6. What’s on the horizon for your business?7. Do you have any advice for new business owners or those contemplating the decision to own their own business?8. What were your prior jobs before owning your business?9. What event in your life led you to go into business for yourself?10. Is there anyone you would like to publicly thank who was influential in your business’ success?The majority of small business owners are not born into wealthy, affluent families or became heirs to a vast family fortune. They must come up with creative financing to support their business venture. This is why we are so intrigued with the "secrets to success" stories, from the average "rags to riches" businesses. How did they do what they did, to get to the point of where they are? When we look at these highly commended businesses, they seem to exemplify professionalism, made sound ethical decisions and possessed a unique edge among their competitors.As you visualize the long-term success of your business, think about the questions an interviewer may ask, that could fine-tune the direction of your path. I heard a pastor mention in one of his sermons, "Learn from your mistakes, not necessarily your own!" We must continue to exercise caution in our business affairs
Economist: Look at this nice picture of a happy, smiling family in this privatization brochure – parents, children, and grandma – all happy to have their Social Security privatized.
Cowboy: They look like they just received huge checks from their private accounts.
Economist: But people investing in private accounts will not receive Social Security checks for decades.
Cowboy: In Texas, being so happy about money that one might earn in 2040 is counting your eggs before they hatch, but they are probably just models in the photograph.
Economist: If Social Security is privatized, some people will profit immediately.
Cowboy: Let me guess, one is Wall Street.
Economist: Wall Street will earn money from handling everyone’s retirement money. But to be fair, most supporters of privatization, privateers as I like to call them, realize this and include these brokerage costs in their estimates.
Cowboy: Who else will immediately profit from privatization?
Economist: If people start investing Social Security money in stocks, such as Hilton Hotel stock, what do you think will happen to the price of Hilton Hotel stock?
Cowboy: The price of Hilton Hotel stock will rise.
Economist: And who owns Hilton Hotel stock?
Cowboy: Paris Hilton, the Hilton Family, corporate executives, and other investors.
Economist: As the price of stock rises, Paris Hilton and other millionaires will benefit immediately. They should put a picture of Paris Hilton on their privatization brochures.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also
When you are up to your ears in debt and writing several different checks each month, to a variety of creditors makes the thought of combining all of your debts into one low monthly payment very appealing. Remember though there is never a quick fix to anything in life that works well. It took you a few years to accumulate the debt you should expect that it would take at least that long to get out of debt. Receiving debt consolidation help is an alternative to filing bankruptcy. How do you know if debt consolidation is the best choice for you? Looking at the options available will help you make that decision.You can use a variety of methods to receive help with your consolidating your debt such as:* Unsecured loans - is a type of loan that does not need any collateral (such as your home) and you can use it to pay off all your debts. Instead of writing several checks at the beginning of each month, you will write one to your lender.* Secured loan - is a type of loan that uses your home or other item with substantial equity to secure the loan to use in paying off your debts. You will then have only one low monthly repayment.* Transferring balances - This is where you can transfer the balances from several of your credit cards over to another credit card. Thus paying off the balances and only paying the monthly requirement on one card.The advantages to this type of debt consolidation help is that you will enjoy lower interest rates, substantially lower monthly payments, and paying one creditor per month as opposed to several. The disadvantages are the cost of settling an existing loan and negotiating for a new loan can be significant. This is where the expertise of those in the business of debt consolidation comes into play. They know how to communicate with your creditors to negotiate the lowest monthly payments and can help arrange a new loan so that you will not only be saving money but also decreasing the size of your debt. Be careful of services that ask you to pay a fee for them to help you get out of debt. There are many agencies that are available that offer free debt consolidation help to guide you through the process moving from living with debt to living a productive life without debt.
Economist: If Social Security is privatized, some people will profit immediately.
Cowboy: Let me guess, one is Wall Street.
Economist: Wall Street will earn money from handling everyone’s retirement money. But to be fair, most supporters of privatization, privateers as I like to call them, realize this and include these brokerage costs in their estimates.
Cowboy: Who else will immediately profit from privatization?
Economist: If people start investing Social Security money in stocks, such as Hilton Hotel stock, what do you think will happen to the price of Hilton Hotel stock?
Cowboy: The price of Hilton Hotel stock will rise.
Economist: And who owns Hilton Hotel stock?
Cowboy: Paris Hilton, the Hilton Family, corporate executives, and other investors.
Economist: As the price of stock rises, Paris Hilton and other millionaires will benefit immediately. They should put a picture of Paris Hilton on their privatization brochures.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also
Clearing your criminal record in CA can be easy if you have the right forms, case numbers, dates and other pertinent information of your case. Once you have this information, you can save yourself a lot of money and time - and best of all you will not have to hire an expensive attorney.But first, what will expunging your record do for you and why is it important to clear your criminal record?Expungement of a criminal conviction is an excellent way to close a chapter on a past mistake. Expungement allows a person to move forward with their life, without the baggage of a prior conviction, or having to disclose a criminal record. Expungement provides freedom, peace of mind, and a clean slate.Expungement of criminal convictions is the process that changes your plea from guilty or no contest to a not guilty plea. Expungement of a criminal case has many benefits, chiefly the ability to deny a conviction when asked by a potential employer.What is the process?Expungement begins by determining which type of relief is appropriate. The law will vary from state to state, so it is critical that you consult with a lawyer that knows the expungement law in your jurisdiction.The type of expungement that will apply in your case will depend upon whether you were a juvenile or an adult at the time of the conviction; whether the conviction was for a misdemeanor or a felony; and whether you were placed on probation or went to state prison as part of your punishment.Expungement will usually require a lawyer to draft a motion (a formal legal document asking the court to take a particular action). The expungement motion will be filed with the court that sentenced you, and will also have to be served on the prosecutor and, in some cases, the probation department.To get an Order of Expungement, the court must be convinced that you have led an honest and upright life, and the interests of justice would be served by granting the request.Here's how to get started Clearing (Expunging) A California Criminal RecordWhat Were The Details Of Your Conviction? In order to begin cleaning up your criminal record, you first need to know what is on your criminal record. The court will require you to fill out forms. Whethe
Economist: If people start investing Social Security money in stocks, such as Hilton Hotel stock, what do you think will happen to the price of Hilton Hotel stock?
Cowboy: The price of Hilton Hotel stock will rise.
Economist: And who owns Hilton Hotel stock?
Cowboy: Paris Hilton, the Hilton Family, corporate executives, and other investors.
Economist: As the price of stock rises, Paris Hilton and other millionaires will benefit immediately. They should put a picture of Paris Hilton on their privatization brochures.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also
Is piling up of various debts reason of your stress? If you have this misconception that situation will improve with time then get ready to face bigger problems. This is one of those blunders that borrowers make by avoiding the situation. It is going to be a kiss of death for your finances. Since it is not a matter of a day or so, therefore you will also have to take constructive steps gradually to ameliorate your situation. For you must not be in a situation to indulge yourself in any high interest rates loan, there are low interest debt consolidation for all your needs.As far as, low interest is concerned nothing can be better than secured debt consolidation loan option. Here, you can witness a few tips on how to find a debt consolidation at low interest. You can locate low interest debt consolidation via online sources. You have to present any assets as guarantee for the loan amount of low interest debt consolidation. With this loan, you can fuse your more than a few debts in a single one. Besides, the interest rates will be charged on the later sum.For best results of low interest debt consolidation, you have to be in absolute control over your expenses. This will reduce your trouble of paying high rates. Another advantage would be that you can find discount rates; no more worrying about tackling those niggling calls of your past creditors. Just a small amount would take away all your troubles.Low interest debt consolidation will help you to save interest rates, lower down the monthly repayments and cater you with many additional benefits. Evaluate all the conditions against your own situation and then only get at any final decision.
Cowboy: Will Paris Hilton buy our stock back at a higher price in 20 years when we retire?
Economist: It’s highly unlikely that millionaires will fund Social Security by selling stock low and buying stock high. But it’s a rather long and complex question.
Cowboy: But if millionaires and Wall Street are going to profit immediately, aren’t the rest of us going to have less?
Economist: It definitely means less for the rest of us – unless the economic pie grows. But there are also more costs of a privatized Social Security.
2. Free money for families and claim the moral high ground of family values.
Economist: This looks interesting for its audacity. This foundation says that it’s a “violation of family values” if you can die at 64 and your family gets nothing from all the Social Security payments you made all your life.
Cowboy: Well, if I die at 64, my family gets my land. I would guess that most people would leave their house and other assets to their family if they die at 64. Those without assets or those with young children should buy life insurance.
Economist: But wouldn’t it be nice if you could give all your Social Security to your family if you died at 64?
Cowboy: Yes, it would be nice if my family got an extra few hundred thousand dollars if I died before my 65th birthday. But wait, who is going to pay the extra hundreds of thousands of dollars to my family – the hundred thousand dollars that would go to other beneficiaries? It sounds like the foundation is trying to sell me a free lunch. Aren’t conservatives usually against free handouts?
Economist: I think the foundation would argue that it’s not a government handout, since it would be a return of your Social Security money – but that still leaves less money in the system for others.
Economist: If you die at 65, aside from being dead, you are also out of luck in that you paid Social Security all your life. But what if we live to 95?
Cowboy: We are here eating lunch at McDonalds so I don’t know if we will live to 95, but if we do, we will get years of Social Security checks.
Economist: The goal of Social Security is not to provide inheritances to younger generations.
Economist: But this added inheritance “life insurance” plan is not even a good life insurance plan, since a family with a younger father, say 30 years old, needs more to get his children through school, and there is unlikely to be much money saved while working in his twenties. While if a person dies at 64, he has probably already supported his family.
Cowboy: Doesn’t the private market already sell life insuran
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