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    Understanding Credit Scoring
    Your credit score it is one of the most critical factors in your financial life. It determines if you will be approved for a loan or line of credit. A credit score is a mathematically calculated number developed by the Fair Isaac Corporation (FICO) that lenders use to rate potential customers in determining the likelihood that a customer will pay their bills on time. A credit score or credit rating is determined by using five main criteria as defined by MyFico.com: your payment history which accounts for 35% of your credit score, the amounts owed which accounts for 30% of your credit score, the length of
    ey use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in

    What Paradigms are the Unseen Obstacles within the Execution of Your Strategic Plan?
    Strategic plans are created in one to three year cycles and reviewed on a regular basis or they should be. These plans are constructed to deal with change and to catapult the organization toward transformational change.To change within the strategic plan requires a paradigm shift for it is the paradigms and the underlying belief systems that are driving the decision making process. Yet, change is still a challenge for many as well as for those who believe that they are open to change.Can you determine the logic of the following numbers?8 5 4 9 7 6 3 2 0If you are like most indivi
    “I’ve gotten so lazy that all that I want to do is work at home. I don’t want to do any work at all but I still want to make money. I mean, I still have to pay the bills. I’m a fairly intelligent person. I should be able to find some way to stay at home and make money. What to do…

    Let’s see. Well, I’ve noticed this thing called the internet. Didn't I read somewhere that the internet is an untapped market? Isn’t it the new frontier? Maybe I’ll start looking around.”

    The above thoughts were mine a few years ago. I started looking around the internet for these work at home or telecommuting opportunities. One of the first things that I noticed is that these work at home opportunities seemed too good to be true. I was bombarded with such things as:

    “$200 to $1000 per day. No experience necessary. Direct deposit to your bank.”
    “Medical billing at home. Start your medical billing career. Free info.”
    “Legitimate work at home opportunities. Start today. Accepting applications in your area.”

    Now I’m a suspicious person by nature. I can pretty much see through the (well you know.) I clicked on a number of these links presented to me to read up on these wondrous opportunities. The websites that these links took me to were brilliant. Great big letters telling me I can be making big money just by using their system, software, service, and more. I was told about the Johnson family’s yacht and million dollar mansion. They got it just by working at home.

    I think that you can see the trend here.

    Yes there are some legitimate work at home jobs out there. You just need to be careful and not fall for the “Great Work at Home Scam.” As the owner of a free job board I have come across all kinds of scams like the ones noted above.

    Here are some of the things to look for to identify these scams:
    There is no such thing as “typing at home” or “data entry at home” jobs
    About 95% of the jobs that claim to be home typist or home data entry jobs are scams. The so called “employer” reels you in by posts on free job boards or forums. The post typically will mention a one time materials fee or instruction manual fee. After you pay this fee (if the instructions do arrive) you are instructed to copy and paste the same message in forums and free job boards but request the money be sent to you instead. It is a perpetual scam because many people feel like they want their money back and the only way to get it back is to try the system. It’s not worth the time or the money. You’ll be spending the majority of your day trying to find forums or job boards that will let you post these scams and the rest of your day avoiding angry emails.

    What is the email address for the employer?
    Is it myemail @ gmail.com or myemail324 @ yahoo.com? These work at home scam artists don’t want give out their real email address so they use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in

    Web Site ReModeling 101
    Websites need continuous improvement. Many of our clients have huge traffic volumes with no sales. Others have huge websites, but no traffic.By ReModeling a web site, we are able to bring the entire online presence to the next level, increasing visibility and generating more sales. Our goals are always to:• Improve the user experience, thus improving conversion rates. • Update the company branding when desired. • Focus the layout, key words used in the content, and site organization to drive new traffic to the site.Websites need to be in a process of being constantly redesigne
    true. I was bombarded with such things as:

    “$200 to $1000 per day. No experience necessary. Direct deposit to your bank.”
    “Medical billing at home. Start your medical billing career. Free info.”
    “Legitimate work at home opportunities. Start today. Accepting applications in your area.”

    Now I’m a suspicious person by nature. I can pretty much see through the (well you know.) I clicked on a number of these links presented to me to read up on these wondrous opportunities. The websites that these links took me to were brilliant. Great big letters telling me I can be making big money just by using their system, software, service, and more. I was told about the Johnson family’s yacht and million dollar mansion. They got it just by working at home.

    I think that you can see the trend here.

    Yes there are some legitimate work at home jobs out there. You just need to be careful and not fall for the “Great Work at Home Scam.” As the owner of a free job board I have come across all kinds of scams like the ones noted above.

    Here are some of the things to look for to identify these scams:
    There is no such thing as “typing at home” or “data entry at home” jobs
    About 95% of the jobs that claim to be home typist or home data entry jobs are scams. The so called “employer” reels you in by posts on free job boards or forums. The post typically will mention a one time materials fee or instruction manual fee. After you pay this fee (if the instructions do arrive) you are instructed to copy and paste the same message in forums and free job boards but request the money be sent to you instead. It is a perpetual scam because many people feel like they want their money back and the only way to get it back is to try the system. It’s not worth the time or the money. You’ll be spending the majority of your day trying to find forums or job boards that will let you post these scams and the rest of your day avoiding angry emails.

    What is the email address for the employer?
    Is it myemail @ gmail.com or myemail324 @ yahoo.com? These work at home scam artists don’t want give out their real email address so they use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in

    The Ruse of Ambiguity
    Have you ever finished listening to an explanation from a purported subject matter expert only to wonder what it was they just said? It has been my experience that the more vague, general or ambiguous an explanation, the less command of the subject matter the person doing the explaining likely possesses. It is one thing to toss around the latest buzz-words, but it is quite another thing to actually know what they mean and have the ability to correctly apply them. In today’s blog post I’m going to reveal the tricks of those who practice what I call “the black art of confusion.”Those of you that know me
    mansion. They got it just by working at home.

    I think that you can see the trend here.

    Yes there are some legitimate work at home jobs out there. You just need to be careful and not fall for the “Great Work at Home Scam.” As the owner of a free job board I have come across all kinds of scams like the ones noted above.

    Here are some of the things to look for to identify these scams:
    There is no such thing as “typing at home” or “data entry at home” jobs
    About 95% of the jobs that claim to be home typist or home data entry jobs are scams. The so called “employer” reels you in by posts on free job boards or forums. The post typically will mention a one time materials fee or instruction manual fee. After you pay this fee (if the instructions do arrive) you are instructed to copy and paste the same message in forums and free job boards but request the money be sent to you instead. It is a perpetual scam because many people feel like they want their money back and the only way to get it back is to try the system. It’s not worth the time or the money. You’ll be spending the majority of your day trying to find forums or job boards that will let you post these scams and the rest of your day avoiding angry emails.

    What is the email address for the employer?
    Is it myemail @ gmail.com or myemail324 @ yahoo.com? These work at home scam artists don’t want give out their real email address so they use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in

    Advertising; Delivering the Message Part of Marketing
    So often we hear marketing consultants and marketing book authors, which are a dime a dozen for the most part; say that Advertising is a Method to Communicate to the Customer Information About Your Product or Service. Sure that is one of the many ways in Marketing to reach your customer and most people who have been in business for quite a while, know that the multiplicity affect is a much better approach.For instance if you have a back board ad at the little league field then that is a smart thing to do, sponsoring a prize a bingo night is brilliant and a little advertising in the right places can go
    n manual fee. After you pay this fee (if the instructions do arrive) you are instructed to copy and paste the same message in forums and free job boards but request the money be sent to you instead. It is a perpetual scam because many people feel like they want their money back and the only way to get it back is to try the system. It’s not worth the time or the money. You’ll be spending the majority of your day trying to find forums or job boards that will let you post these scams and the rest of your day avoiding angry emails.

    What is the email address for the employer?
    Is it myemail @ gmail.com or myemail324 @ yahoo.com? These work at home scam artists don’t want give out their real email address so they use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in

    Monitor the Uptime of Your Websites and Servers. Downtime is Expensive
    There are companies, which websites are essential for their business success, as they are generating the most or the whole of the company’s revenue. Maybe also you belong to them. When this kind of website (server) is down, your business is affected. If your website is hosted by another company, you probably have some sort of “uptime” guarantee. Nevertheless, what exactly is uptime and how do you measure it. The basic definition of uptime is the period of time when your site is up and running, being accessible and able to satisfy customers.The oppo
    ey use free email accounts given out by some of the major search engines. If they start getting nasty emails requesting their money back they simply get rid of one email address and get another one. An email address like myemail@mycompany.com where “mycompany” is a company that you may have heard of is probably a legitimate email.

    Does the employer have a website?
    Having a website doesn't give legitimacy to the employer. Having a website with a valid way to contact them, a frequently asked questions section, and a professional looking layout does help to boost confidence in their opportunity. Send an email to the email address listed on the contact page or via the contact form. Did you get a response in a timely manner? Did they answer your concerns? Does it sound fishy? If you have any apprehension at all you should steer clear.

    Why does the employer need my money?
    Doesn't this sound absurd? Well it really is. Employers should pay you money. This should trigger your spider sense from the beginning. Never give an employer money unless you are absolutely sure that it is for a legitimate cause. If you feel that it is for a valid reason, see if the employer will accept a check. When you write a check and mail it you have at least a couple of days to stop payment. If they don’t accept a check; why? A simple rule of thumb is you should be making money not paying money.

    I really, really want to work at home. What can I do?
    As I stated before there are some legitimate work at home opportunities. These are typically freelance positions where you are hired as a contractor and where you use your existing skills such as drafting, programming, graphics design, sign making, knitting, etc. These are tangible skills that you can use to market yourself to employers that do hire contractors or off site employees. Search out these types of employers and you won’t have to worry about getting caught up in the “great work at home scam.”

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