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    Strategic Planning Guidance
    Strategic planning is more stressed primarily in military operations, in the government and in business activities. In a business, strategic planning provides guidance regarding financial and marketing strategies, human resources, information technology adjustments and orientation of the company in general.Within a government, strategic planning gives timely guidance for total governmental management and provides norms for the formulation of public policy and new laws. Exploitation of land and water resour
    it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the

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    12 Rules to Avoid Online Auction Ripoff's

    Ebay Online Car Sales: Deals or Steals?

    We've seen cases where people paid thousands of dollars for used cars based on nothing but some online photos and a seller's fancy talk. Don't be a victim. To avoid getting a lemon, use common sense and follow some basic rules.

    Rule # 1: If it sounds too good to be true, it is (yes, your mother was right).

    Rule # 2: Read Rule # 1 again.

    Rule # 3. It's real money. Treat every online purchase as though you are paying for it by putting cash money in an ordinary mail envelope and sending it off, because that's how much you are trusting them.

    Rule # 4. Don't do it all online. If you want to buy a used vehicle online, travel to the seller and actually see the vehicle. Test drive it, get it inspected. Meet the person who is going to take your hard earned money from you and satisfy yourself that they are honest and you are getting a fair deal.

    Rule # 5. Know your seller. Don't buy from any seller who doesn't already have a good online reputation with lots of satisfied buyers. Check it out carefully before your turn over your hard-earned money.

    Rule # 6. Get an inspection. If you can't travel to the seller to actually see the vehicle before you buy it, consider contacting a local franchised new car dealer for that brand (if you are thinking of buying a Chevy, call the service department at the Chevy dealer nearest the auction seller's location) and arrange for them to do an independent vehicle inspection before you buy.

    Rule # 7. Make a contingent bid. If you have to bid before you see the vehicle in person, try to make your bid contingent on a satisfactory vehicle inspection. That way you can back out of it (or renegotiate the price) if you learn that it needs a new engine or some other major repair.

    Rule # 8. Get an Auction Guarantee. Find out if the online auction gives you its own guarantee before you buy. If they don't, go elsewhere. If they do, read the terms carefully to make sure it isn't just fancy words that mean nothing.

    Rule # 9. Do your homework. Before you buy any vehicle, check out the vehicle's recalls and known defects. That'll tell you something about the vehicle's reliability, even if the seller hasn't had any problems yet.

    Rule # 10. Don't take a risky deal. If the dealer won't give you any guarantee, or doesn't have a good auction reputation, don't send them your money. If you really want to give your money away, you can send it to me.

    Rule # 11. Don't sign a blank contract. Make the dealer fill it out and sign it and send it to you. Only after you get it, already signed by the dealer, should you even think about signing it. In most states, a contract is not complete until both sides sign it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the

    Perceived Value Is In The Eye Of The Beholder
    Q: My partner and I are having a hard time coming up with what we feel is the perfect price for our new product. We know what competing products sell for, but we don't know if it's better to price our product cheaper than theirs or charge more based on what we think is a superior product. What is the best way to determine the perfect price and what is the rule of thumb for raising prices later on? -- Jennifer L.A: Like the perfect man, the perfect plan, and the perfect murder (not sure what those three h
    u want to buy a used vehicle online, travel to the seller and actually see the vehicle. Test drive it, get it inspected. Meet the person who is going to take your hard earned money from you and satisfy yourself that they are honest and you are getting a fair deal.

    Rule # 5. Know your seller. Don't buy from any seller who doesn't already have a good online reputation with lots of satisfied buyers. Check it out carefully before your turn over your hard-earned money.

    Rule # 6. Get an inspection. If you can't travel to the seller to actually see the vehicle before you buy it, consider contacting a local franchised new car dealer for that brand (if you are thinking of buying a Chevy, call the service department at the Chevy dealer nearest the auction seller's location) and arrange for them to do an independent vehicle inspection before you buy.

    Rule # 7. Make a contingent bid. If you have to bid before you see the vehicle in person, try to make your bid contingent on a satisfactory vehicle inspection. That way you can back out of it (or renegotiate the price) if you learn that it needs a new engine or some other major repair.

    Rule # 8. Get an Auction Guarantee. Find out if the online auction gives you its own guarantee before you buy. If they don't, go elsewhere. If they do, read the terms carefully to make sure it isn't just fancy words that mean nothing.

    Rule # 9. Do your homework. Before you buy any vehicle, check out the vehicle's recalls and known defects. That'll tell you something about the vehicle's reliability, even if the seller hasn't had any problems yet.

    Rule # 10. Don't take a risky deal. If the dealer won't give you any guarantee, or doesn't have a good auction reputation, don't send them your money. If you really want to give your money away, you can send it to me.

    Rule # 11. Don't sign a blank contract. Make the dealer fill it out and sign it and send it to you. Only after you get it, already signed by the dealer, should you even think about signing it. In most states, a contract is not complete until both sides sign it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the

    One Consultant Does Not Fit All: Hiring the Right Consultant
    I constantly work with other consultants with or on behalf of my clients. Some are consultants I help my clients locate and other are consultants they have found themselves. 99% of the time, the relationships and projects have a successful result, but in the remaining 1% everyone wonders what went wrong.The business world is full of examples of consultants who end up providing less than desirable results. Sometimes, it's because the person is not really a consultant at all — they are in transition or just
    ll the service department at the Chevy dealer nearest the auction seller's location) and arrange for them to do an independent vehicle inspection before you buy.

    Rule # 7. Make a contingent bid. If you have to bid before you see the vehicle in person, try to make your bid contingent on a satisfactory vehicle inspection. That way you can back out of it (or renegotiate the price) if you learn that it needs a new engine or some other major repair.

    Rule # 8. Get an Auction Guarantee. Find out if the online auction gives you its own guarantee before you buy. If they don't, go elsewhere. If they do, read the terms carefully to make sure it isn't just fancy words that mean nothing.

    Rule # 9. Do your homework. Before you buy any vehicle, check out the vehicle's recalls and known defects. That'll tell you something about the vehicle's reliability, even if the seller hasn't had any problems yet.

    Rule # 10. Don't take a risky deal. If the dealer won't give you any guarantee, or doesn't have a good auction reputation, don't send them your money. If you really want to give your money away, you can send it to me.

    Rule # 11. Don't sign a blank contract. Make the dealer fill it out and sign it and send it to you. Only after you get it, already signed by the dealer, should you even think about signing it. In most states, a contract is not complete until both sides sign it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the

    Why Should The Bank Treat You Like A Tourist?
    Transferring your money to Spain, whether it is to pay your bills or buy a property is always a contentious issue. People are always astonished at the amount of money the banks take in transfer charges. Often two charges are taken off the same payment with both the bank in the UK charging to make the transfer and the bank in Spain charging to receive and credit the money to the customers account. These charges which can run into hundreds on large transfers are just the tip of the iceberg…When it comes t
    ule # 9. Do your homework. Before you buy any vehicle, check out the vehicle's recalls and known defects. That'll tell you something about the vehicle's reliability, even if the seller hasn't had any problems yet.

    Rule # 10. Don't take a risky deal. If the dealer won't give you any guarantee, or doesn't have a good auction reputation, don't send them your money. If you really want to give your money away, you can send it to me.

    Rule # 11. Don't sign a blank contract. Make the dealer fill it out and sign it and send it to you. Only after you get it, already signed by the dealer, should you even think about signing it. In most states, a contract is not complete until both sides sign it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the

    The Art of Bargain Hunting
    Coming from a poor family, getting by on meager means was imperative to survival.Bargain hunting is a talent that develops from a desire or need to obtain the very best, or the greatest quantity possible for the absolute lowest cost. This applies to everything, from basic necessities to the non-essential luxuries in life.I have spent a lifetime perfecting the ART OF bargain hunting. The only time I can be ac cussed of "impulse" buying is if I stumble upon an item that I am familiar wi
    it. If you sign a blank form and send it to the dealer, then when the dealer signs it (in their own home state) the contract is often considered to be legally complete in the state where the last signature is signed to the contract. If it's your home town, and anything goes wrong, you can probably sue the dealer right in your home town and that's alot easier than having to drive a thousand miles to file a lawsuit or hire a lawyer in some distant city to do it for you. Of course, you can avoid this problem by always buying only from a seller who is located in your home state, and the closer to you the better.

    Rule # 12. Look, see, touch, feel, drive. Don't pay your money until you see the car and, even then, don't pay your money until you have it inspected carefully. Why? Because once you turn over your money, it's gone.

    Ebay car sales can mean a good deal, but be careful. Online auction car sales can be a great opportunity for a crook to steal your money by promising you a cream puff car and leaving you with a piece of junk.

    And don't forget that some state Lemon Laws cover used cars and trucks, too. Check with an attorney to find out about your rights.

    If you've been ripped off by a car dealer, don't put up with it. You have more legal rights than you probably think you do, so protect yourself.

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