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    have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be chan

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    There are actually eight different types of term life insurance available for consumers, although there are a couple differences and one is only sold as a rider. Let me touch on each one of these briefly.

    #1. The first five types of term insurance are non-renewable/non-convertible term, which expires at the end of the stated period of coverage.

    #2. Renewable term - this policy can be renewed at the end of the stated period without having to have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be chang

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    le differences and one is only sold as a rider. Let me touch on each one of these briefly.

    #1. The first five types of term insurance are non-renewable/non-convertible term, which expires at the end of the stated period of coverage.

    #2. Renewable term - this policy can be renewed at the end of the stated period without having to have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be chan

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    e types of term insurance are non-renewable/non-convertible term, which expires at the end of the stated period of coverage.

    #2. Renewable term - this policy can be renewed at the end of the stated period without having to have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be chan

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    coverage.

    #2. Renewable term - this policy can be renewed at the end of the stated period without having to have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be chan

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    have a new medical exam.

    #3. Convertible term - this is term life with conversion privilege. It can be changed to one of the higher premium policies such as whole life or endowment at any time.

    #4. Re-Entry term - this is the cheapest of all term life policies, if the person to be insured qualifies for it.

    #5. Deposit term - this is a 10 year renewable term life policy where you make a deposit at the inception.

    In the next two types of term life insurance the face value of the policy remains constant or changes.

    #1. Level term -the face

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