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Other Added - Affording Health Insurance When You Don't Get It From Work
A reader suggested recently that some of my articles should be submitted to Digg, an online website where readers submit and vote for newsworthy and interesting pieces. The advice was flattering, and indeed it seems that some of what is said here is by all accounts of interest to a broad spectrum of readers, but more interesting still is the process by wh
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We are used to thinking of health insurance as an employee benefit. However, many small businesses do not offer a group health plan. With the increase in home based businesses and small cottage industries, more Americans seek their own, individual and family health insurance plans. Many different types of health insurance plans are out on the market these days, and they come with a variety of deductibles and optional benefits. Choice is good, but it can make the selection of an affordable health insurance plan that will provide good coverage very intimidating and confusing.
Sticker Shock
If you have just come off of a group health plan, you may be unpleasantly surprised by the price of the sort of health insurance you were used to. Group health insurance policies may have deductibles of $500 to $1500, and that may be what you expect on the individual market. You may have had very cheap access to prescription drugs and doctor's office visits. However, the company probably kicked in a large portion of the premium. When you are presented with an insurance
Whether you are the rain-maker in a small firm, a sales representative, or responsible for a national sales force, it’s in your best interest to branch out and create alternative ways to reach perspective customers. Having multiple marketing streams is the life-blood of any lead generation and lead nurturing program. But don’t count on your company’s ma
Sticker Shock
If you have just come off of a group health plan, you may be unpleasantly surprised by the price of the sort of health insurance you were used to. Group health insurance policies may have deductibles of $500 to $1500, and that may be what you expect on the individual market. You may have had very cheap access to prescription drugs and doctor's office visits. However, the company probably kicked in a large portion of the premium. When you are presented with an insurance
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Sticker Shock
If you have just come off of a group health plan, you may be unpleasantly surprised by the price of the sort of health insurance you were used to. Group health insurance policies may have deductibles of $500 to $1500, and that may be what you expect on the individual market. You may have had very cheap access to prescription drugs and doctor's office visits. However, the company probably kicked in a large portion of the premium. When you are presented with an insurance
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For some reason, the term “elevator speech” makes me feel sleepy. These self-introductions tend to be dreary and boring. They follow a predictable fill-in-the-blanks pattern.The first time someone explained the concept to me, he used Option 1: “You know how stressed-out people get when they’re moving? Well, I have a three-step easy-move system...”<
Many families have to accept a much higher deductible. Doctor's office visits and prescription benefits may be limited. It is common to find individual plans of $3000 to $5000, or even $10,000. Copays for doctor visits or prescriptions may be waived to save a large portion of your monthly bill. You may still have a fairly large premium, but not feel satisfied with your coverage.
Stretching Your Health Insurance Dollar
Supplemental accident and sickness policies can be an affordable way to provide extra protection. A $5,000 supplement policy can provide important coverage to help with your bills like deductibles or followup therapy. You can also use the cash to pay other bills that may come up if you are unable to work or run your business.
Compare Online or Find a Good Insurance Agent
Some insuran
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