And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

So, is a bear market at hand? Nobody knows.

However, there are signs to look for...

• The market declines below its 20
  Need Fast Cash? Have Security? Avail Secured Bridging Loans
  Using of the property or assets to avail loans in emergency to compensate financial need is a good idea. With bridging loans the person can cut short the emergency big cash requirement. Bridging loans help in bridging in the gap between the two property transactions.Secured bridging loans are the short term loans that are secured by a security and helps in filling in the financial gap between two property transactions. The security can be anything like commercial property, non commercial property or the residential property. Secured bridging loans cover the difference between sale of your existing property and your requirement. Secured bridging loans are basically used when the borrowers
  Bear markets have a nasty habit of showing up every four years or so.

  Like unwanted relatives, they show up whether we want them to or not.

  They also have the nasty habit of taking away the punch bowl. And just when everybody is ready for a nice sip of that wonderful nectar. It doesn't seem fair and many folks wonder why.

  But listen up...fairness has nothing to do with the market.

  Bear markets have a very definite purpose. They clear up the excesses that have developed since the last bear market. It's kind of like when we indulge ourselves over a period of months and, lo and behold, we wake up one morning 20 pounds overweight.

  We have to go on a diet or buy a bunch of new clothes. Bear markets are the market's way of putting us on a diet.

  Most folks don't like them but they are a fact of life.

  So where do we stand now?

  The market has been a little wobbly recently and you hear some people starting to use the b word...as in bear. It makes you wonder what the market is telling us. Is the current weakness a normal correction or is the market telling us something else?

  Let's look at the evidence and see what we can make of it.

  Bear markets are definitely an ongoing reality and occur with some regularity. In fact, during the last 100 years there have been 19 bear markets. And, for our purposes, I am defining a bear market as a decline of 20% or more in the Dow Jones Industrials.

  Reviewing these 19 bear markets reveals some interesting facts...

  • The average time from the end of one bear market to the beginning of the next is 45.3 months.

  • The average length of a bear market is 18.5 months.

  • The average bear market results in a decline of 36%.
  While this is valuable information, keep in mind that these are only averages. The individual bear markets varied widely in length of time and severity of decline.

  For instance, the longest bear markets lasted about three years. Specifically, they lasted 31, 34, and 37 months for the bear markets ending in 1942, 1932, and 1949 respectively.

  The shortest bear market lasted two months. This was the crash in 1987 when the Dow Jones Industrials plunged 36%.

  If you're wondering about the most severe bear market, you probably know the answer. Yep...it's the one associated with the start of the great depression...it ended in 1932. But this was only after it had sheared 89% off the value of the Dow.

  And the mildest bear market? The 3 month affair that ended in October, 1990 which took 21% off the Dow.

  Now...these are all interesting facts...but the question is...are they useful in analyzing the current market?

  And the answer is yes. But they are only part of the process.

  They're useful in that they gives us some parameters to consider. But they're only that...parameters. An actual determination of a bear market may take several months.

  However, with that in mind, here's what the averages tell us...

  • 45 months from the end of the last bear market in October, 2002 is July, 2006.

  • If the market high of 11,670 on May 10 was a market high, an average decline of 36% will take the market down to around 7,470.

  • If the market high was May, 2006, the average bear market length of 18 months will end in November, 2007.
  Am I saying a bear market is here and ready to unfold according to these averages? Of course not. I'm not even saying the market top is in.

  This is only to point out certain facts related to bear markets in what seems to be turbulent economic times. That, plus the fact, that, historically speaking, this current bull market may be getting long in the tooth.

  However, one fact is perfectly clear. History tells us that a bear market will occur again.

  And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

  It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

  Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

  In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

  So, is a bear market at hand? Nobody knows.

  However, there are signs to look for...

  • The market declines below its 200
    New Car Leases
    When it comes to leasing a car, your best bet is to lease a new one. Though it may cost more, it is a more practical decision. The primary consideration when you buy or lease a car should not be money - it should be the use that you can derive from it. A car fresh from the factory, generally gives you the assurance that all parts are in proper working condition. There is also a warranty that supports the car for a number of years - hopefully through the leasing period that will cover all major repair costs.Leasing a new car does not require much financial expertise. You do want to be aware enough to haggle for the lowest possible deal so that the monthly payments will be lower. Depreciati
    eople starting to use the b word...as in bear. It makes you wonder what the market is telling us. Is the current weakness a normal correction or is the market telling us something else?

    Let's look at the evidence and see what we can make of it.

    Bear markets are definitely an ongoing reality and occur with some regularity. In fact, during the last 100 years there have been 19 bear markets. And, for our purposes, I am defining a bear market as a decline of 20% or more in the Dow Jones Industrials.

    Reviewing these 19 bear markets reveals some interesting facts...

    • The average time from the end of one bear market to the beginning of the next is 45.3 months.

    • The average length of a bear market is 18.5 months.

    • The average bear market results in a decline of 36%.
    While this is valuable information, keep in mind that these are only averages. The individual bear markets varied widely in length of time and severity of decline.

    For instance, the longest bear markets lasted about three years. Specifically, they lasted 31, 34, and 37 months for the bear markets ending in 1942, 1932, and 1949 respectively.

    The shortest bear market lasted two months. This was the crash in 1987 when the Dow Jones Industrials plunged 36%.

    If you're wondering about the most severe bear market, you probably know the answer. Yep...it's the one associated with the start of the great depression...it ended in 1932. But this was only after it had sheared 89% off the value of the Dow.

    And the mildest bear market? The 3 month affair that ended in October, 1990 which took 21% off the Dow.

    Now...these are all interesting facts...but the question is...are they useful in analyzing the current market?

    And the answer is yes. But they are only part of the process.

    They're useful in that they gives us some parameters to consider. But they're only that...parameters. An actual determination of a bear market may take several months.

    However, with that in mind, here's what the averages tell us...

    • 45 months from the end of the last bear market in October, 2002 is July, 2006.

    • If the market high of 11,670 on May 10 was a market high, an average decline of 36% will take the market down to around 7,470.

    • If the market high was May, 2006, the average bear market length of 18 months will end in November, 2007.
    Am I saying a bear market is here and ready to unfold according to these averages? Of course not. I'm not even saying the market top is in.

    This is only to point out certain facts related to bear markets in what seems to be turbulent economic times. That, plus the fact, that, historically speaking, this current bull market may be getting long in the tooth.

    However, one fact is perfectly clear. History tells us that a bear market will occur again.

    And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

    It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

    Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

    In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

    So, is a bear market at hand? Nobody knows.

    However, there are signs to look for...

    • The market declines below its 20
      Make a Good Living Doing What You Love
      Don't let anyone talk you into going to college when all you really want to do is be a chef or tear apart a car engine.Some times our society pushes the wrong thing on us. You have to say no way! If you really want to learn a trade instead of college, just do it.Many people make a great living working with their hands in some kind of trade. Are you a good problem solver? Then maybe being an automotive tech or electrician would work for you.Or you are creative and really know how to put color and form together into something beautiful. Try design or graphic arts or drafting or even landscaping.Getting trained in a trade will give you confidence and allow you to find a
      idely in length of time and severity of decline.

      For instance, the longest bear markets lasted about three years. Specifically, they lasted 31, 34, and 37 months for the bear markets ending in 1942, 1932, and 1949 respectively.

      The shortest bear market lasted two months. This was the crash in 1987 when the Dow Jones Industrials plunged 36%.

      If you're wondering about the most severe bear market, you probably know the answer. Yep...it's the one associated with the start of the great depression...it ended in 1932. But this was only after it had sheared 89% off the value of the Dow.

      And the mildest bear market? The 3 month affair that ended in October, 1990 which took 21% off the Dow.

      Now...these are all interesting facts...but the question is...are they useful in analyzing the current market?

      And the answer is yes. But they are only part of the process.

      They're useful in that they gives us some parameters to consider. But they're only that...parameters. An actual determination of a bear market may take several months.

      However, with that in mind, here's what the averages tell us...

      • 45 months from the end of the last bear market in October, 2002 is July, 2006.

      • If the market high of 11,670 on May 10 was a market high, an average decline of 36% will take the market down to around 7,470.

      • If the market high was May, 2006, the average bear market length of 18 months will end in November, 2007.
      Am I saying a bear market is here and ready to unfold according to these averages? Of course not. I'm not even saying the market top is in.

      This is only to point out certain facts related to bear markets in what seems to be turbulent economic times. That, plus the fact, that, historically speaking, this current bull market may be getting long in the tooth.

      However, one fact is perfectly clear. History tells us that a bear market will occur again.

      And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

      It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

      Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

      In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

      So, is a bear market at hand? Nobody knows.

      However, there are signs to look for...

      • The market declines below its 20
        The Power of Myspace
        Traditional ways of generating traffic to a website have revolved around PPC advertising, search engine optimization, reciprocal linking, content generation, and a wide variety of other means. As the internet continues to evolve another form has made waves in the online world: Myspace. Myspace is categorized as a "social networking site." What that means it is it is a gathering center for almost everyone. People find old high school friends, arrange for potential dates, communicate with friends, and most importantly to those in the SEO and web analytics fields they use myspace to promote a product or service. Although advertising businesses is technically against myspace's terms and conditions (
        ome parameters to consider. But they're only that...parameters. An actual determination of a bear market may take several months.

        However, with that in mind, here's what the averages tell us...

        • 45 months from the end of the last bear market in October, 2002 is July, 2006.

        • If the market high of 11,670 on May 10 was a market high, an average decline of 36% will take the market down to around 7,470.

        • If the market high was May, 2006, the average bear market length of 18 months will end in November, 2007.
        Am I saying a bear market is here and ready to unfold according to these averages? Of course not. I'm not even saying the market top is in.

        This is only to point out certain facts related to bear markets in what seems to be turbulent economic times. That, plus the fact, that, historically speaking, this current bull market may be getting long in the tooth.

        However, one fact is perfectly clear. History tells us that a bear market will occur again.

        And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

        It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

        Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

        In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

        So, is a bear market at hand? Nobody knows.

        However, there are signs to look for...

        • The market declines below its 20
          Secured Loans Are Now At Fingertips… Courtesy: Online Option
          Visiting various lenders for availing a secured loan, asking for their loan quotes, terms and conditions, comparing them, choosing the suitable deal among the various quotes, submitting lots of paperwork- this prolonged process is truly time killing. But if you can do all these within a minimum time … then? It is possible, as secured loans are also offered over the internet. And for applying for these loans, you need not visit any lenders personally. With a single click, you can apply for a secured online loan at anytime … any where.Secured online loans have same facility like a general secured loan, offered by traditional lender has. Undoubtedly, collateral is required for availing the
          ct is perfectly clear. History tells us that a bear market will occur again.

          And, unfortunately, when they do occur, they strike fear into the hearts of investors. People who buy and hold are never ready for bear markets. Because of their buy and hold mentality, many investors try to ride them out.

          It's often not a pretty picture to sustain losses of 20%, 30%, or more in one's portfolio.

          Traders, however, are different. They don't fear bear markets. They view them as another opportunity to make money.

          In fact, money is often made quicker in bear markets. Markets generally go down faster than they go up. Yeah...traders don't fear bear markets...they enjoy making money faster. And they trade them like any market...with their trading system and money/risk management.

          So, is a bear market at hand? Nobody knows.

          However, there are signs to look for...

          • The market declines below its 200 day moving average.

          • If it's not a steep decline initially, the market may trade around the 200 day moving average for a while.

          • Declines are larger and last longer than previous corrections.

          • Sharp rallies occur but they fail to make new highs.

          • Look for a long term Elliott Wave count...5 waves up to the recent high.

          • The market starts making new lows.
          These are some of the things you will likely see once the market tops out and begins rolling over into a bear market.

          However, it may take a while before you know for sure. It's like everything else associated with the market. There are no certainties...only probabilities.

          But we know one thing is a near certainty. There will be another bear market. We just don't know when.

          However, it never hurts to look ahead. When a bear market starts, a lot of quick profits will be there for the taking.