ost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: T

1. Have you ever heard the expression "Don't shop when you are hungry"? Well it is true. When you go grocery shopping while hungry you do yourself no favors. You'll wind up with a cart full of food that you are craving and more food than you would normally buy. So, go on a fully tummy. This doesn't cost any money and you'll make healthier choices also.

2. All of the ziploc bags you use for sandwiches, veggies and snacks can be reused. If it hasn't been touched by raw or cooked meat/fish, you're good to go! Just simply wash the bag out with water and a little soap and place upside-down to air dry and you'll have a box of bags that will last you for years!

3. Shop at the dollar store for everyday items. I'm blessed to have a dollar store right next to our major grocery store, so I pop in there with my list and cross off many items like Kleenex, toilet paper, bars of brand name soap, body wash (nearly as nice as Bath and Body Works!) and bottled water. They also have lots of fun yet inexpensive toys for kids as loot bag prizes and party supplies. I can't say enough good things about this place. When I first moved out on my own I saved about $100 by buying my household items there instead of a major retail chain.

4. Venture out to your local Salvation Army store. Not only are you helping your community as the proceeds go to helping those in need, but you can get some great deals! They sell everything from clothes, accessories and books, to small appliances, furniture and kitchenware! I just got a brand new set of hot rollers and extra supply of identical rollers for $16 that would normally cost roughly $70 as they are brand name. QUICK TIP: If you can, head to a location near a more ritzy part of town as they are likely to have the best quality clothing. You could outfit your children for school at about 1/5 of the price you pay in a discount retail store-it is that good! Most of the clothing looks like it's only been worn a couple times if not brand new!

5. If you live in a cold climate, as I used, in the winter use less heating by layering up and sleeping with extra blankets on the beds. It may sound super frugal but you'll thank yourself when you get the utility bill! Another great idea that works is to light about 10 candles and place them in the room you are working or relaxing in. The candles radiate quite a bit of head and if you use scented candles your room will smell amazing all while setting a wonderful ambiance too!

6. A great way to save on energy in the warmer months is to dry your clothes naturally outside. Even if you aren't fortunate enough to have a clothes line, most major retail chains carry a variety of clothes racks in all shapes and sizes. I often hang my clothes up in the bathroom or laundry room to dry during the winter also. Drying your clothes outdoors not only uses less energy, but your whites will become brighter as the sun naturally lightens the whites without bleach. In addition to this, the outdoor scent your clothes are left with is heavenly.

7. This may sound obvious but buy large quantities of food at the grocery store while it is heavily discounted, especially meats and fish! I just did this a few days ago and got several half chickens for less than $2 each! We just put them in the freezer and over the months we can use it as we wish. You can do the same with non-perishables like pasta, canned goods as well as frozen items like asparagus and cereals, detergent etc. If you have 2 people or less try to avoid the large wholesale clubs. Most people buy things they'll never consumer or buy things that they would not usually buy just because the deal appears so wonderful.

8. Whenever possible, take the bike or walk to the local store, etc. If you are going to pick up a movie on a Friday night, why not walk? Not only are you saving gas on all of these small trips but it is a great way to add exercise into your day. This is great with a light load of groceries, with kids that are old enough to help and if you have a baby buggy with storage compartment. You get to catch some sunlight while you're at it!

9. When it comes to decor you might think I'm crazy but look at Garage sales or Estate sales. This is a great way to furnish and decorate your home. Everyone has trash that can turn into a treasure for someone else! Moving sales are great because most people just want to offload as much as they can and you are more likely to get a great deal by negotiating. My Grandfather used to buy old antique furniture that was in rough condition. He would strip it, sand it and refinish it and he would put ads in the paper or go to local antique shows and make great money after retirement. Be creative!

10. Wherever you live, you will likely find a self-serve spray car wash. These cost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: Tr

s there instead of a major retail chain.

4. Venture out to your local Salvation Army store. Not only are you helping your community as the proceeds go to helping those in need, but you can get some great deals! They sell everything from clothes, accessories and books, to small appliances, furniture and kitchenware! I just got a brand new set of hot rollers and extra supply of identical rollers for $16 that would normally cost roughly $70 as they are brand name. QUICK TIP: If you can, head to a location near a more ritzy part of town as they are likely to have the best quality clothing. You could outfit your children for school at about 1/5 of the price you pay in a discount retail store-it is that good! Most of the clothing looks like it's only been worn a couple times if not brand new!

5. If you live in a cold climate, as I used, in the winter use less heating by layering up and sleeping with extra blankets on the beds. It may sound super frugal but you'll thank yourself when you get the utility bill! Another great idea that works is to light about 10 candles and place them in the room you are working or relaxing in. The candles radiate quite a bit of head and if you use scented candles your room will smell amazing all while setting a wonderful ambiance too!

6. A great way to save on energy in the warmer months is to dry your clothes naturally outside. Even if you aren't fortunate enough to have a clothes line, most major retail chains carry a variety of clothes racks in all shapes and sizes. I often hang my clothes up in the bathroom or laundry room to dry during the winter also. Drying your clothes outdoors not only uses less energy, but your whites will become brighter as the sun naturally lightens the whites without bleach. In addition to this, the outdoor scent your clothes are left with is heavenly.

7. This may sound obvious but buy large quantities of food at the grocery store while it is heavily discounted, especially meats and fish! I just did this a few days ago and got several half chickens for less than $2 each! We just put them in the freezer and over the months we can use it as we wish. You can do the same with non-perishables like pasta, canned goods as well as frozen items like asparagus and cereals, detergent etc. If you have 2 people or less try to avoid the large wholesale clubs. Most people buy things they'll never consumer or buy things that they would not usually buy just because the deal appears so wonderful.

8. Whenever possible, take the bike or walk to the local store, etc. If you are going to pick up a movie on a Friday night, why not walk? Not only are you saving gas on all of these small trips but it is a great way to add exercise into your day. This is great with a light load of groceries, with kids that are old enough to help and if you have a baby buggy with storage compartment. You get to catch some sunlight while you're at it!

9. When it comes to decor you might think I'm crazy but look at Garage sales or Estate sales. This is a great way to furnish and decorate your home. Everyone has trash that can turn into a treasure for someone else! Moving sales are great because most people just want to offload as much as they can and you are more likely to get a great deal by negotiating. My Grandfather used to buy old antique furniture that was in rough condition. He would strip it, sand it and refinish it and he would put ads in the paper or go to local antique shows and make great money after retirement. Be creative!

10. Wherever you live, you will likely find a self-serve spray car wash. These cost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: T

candles your room will smell amazing all while setting a wonderful ambiance too!

6. A great way to save on energy in the warmer months is to dry your clothes naturally outside. Even if you aren't fortunate enough to have a clothes line, most major retail chains carry a variety of clothes racks in all shapes and sizes. I often hang my clothes up in the bathroom or laundry room to dry during the winter also. Drying your clothes outdoors not only uses less energy, but your whites will become brighter as the sun naturally lightens the whites without bleach. In addition to this, the outdoor scent your clothes are left with is heavenly.

7. This may sound obvious but buy large quantities of food at the grocery store while it is heavily discounted, especially meats and fish! I just did this a few days ago and got several half chickens for less than $2 each! We just put them in the freezer and over the months we can use it as we wish. You can do the same with non-perishables like pasta, canned goods as well as frozen items like asparagus and cereals, detergent etc. If you have 2 people or less try to avoid the large wholesale clubs. Most people buy things they'll never consumer or buy things that they would not usually buy just because the deal appears so wonderful.

8. Whenever possible, take the bike or walk to the local store, etc. If you are going to pick up a movie on a Friday night, why not walk? Not only are you saving gas on all of these small trips but it is a great way to add exercise into your day. This is great with a light load of groceries, with kids that are old enough to help and if you have a baby buggy with storage compartment. You get to catch some sunlight while you're at it!

9. When it comes to decor you might think I'm crazy but look at Garage sales or Estate sales. This is a great way to furnish and decorate your home. Everyone has trash that can turn into a treasure for someone else! Moving sales are great because most people just want to offload as much as they can and you are more likely to get a great deal by negotiating. My Grandfather used to buy old antique furniture that was in rough condition. He would strip it, sand it and refinish it and he would put ads in the paper or go to local antique shows and make great money after retirement. Be creative!

10. Wherever you live, you will likely find a self-serve spray car wash. These cost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: T

ngs that they would not usually buy just because the deal appears so wonderful.

8. Whenever possible, take the bike or walk to the local store, etc. If you are going to pick up a movie on a Friday night, why not walk? Not only are you saving gas on all of these small trips but it is a great way to add exercise into your day. This is great with a light load of groceries, with kids that are old enough to help and if you have a baby buggy with storage compartment. You get to catch some sunlight while you're at it!

9. When it comes to decor you might think I'm crazy but look at Garage sales or Estate sales. This is a great way to furnish and decorate your home. Everyone has trash that can turn into a treasure for someone else! Moving sales are great because most people just want to offload as much as they can and you are more likely to get a great deal by negotiating. My Grandfather used to buy old antique furniture that was in rough condition. He would strip it, sand it and refinish it and he would put ads in the paper or go to local antique shows and make great money after retirement. Be creative!

10. Wherever you live, you will likely find a self-serve spray car wash. These cost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: T

ost anywhere between $2-$5 to clean your car versus from $5-$10 at a regular gas station drive-thru wash. The added bonus is you can clean some areas such as your rims more heavily and even bring your own products in should you wish. If you like a clean car and do a lot of washes, this will save you about 50% each time.

11. When outfitting your garbage bin whether in the kitchen, bathroom or bedroom don't buy plastic bags, recycle! That's right-recycle your old grocery bags and double up on them to prevent leakage. You'll save yourself at least $20 per year. QUICK TIP: Ask for most of your stuff to be double-bagged at the store and you'll always have extra.

12. Do your personal banking and pay all of your bills online! There may be a few times that you can't avoid it, however it is always best to do it from the comfort of your own home. You wouldn't be reading this if you didn't have an internet connection, so I know you can do it! :-) Simply set up your list of Payees such as your Phone, cell, and utility bills and pay your bills via the web. You save yourself stamps on every payment or the gas and hassle of always driving to the ATM or standing in line at the bank. QUICK TIP: Try to make as many bills as you can paperless. Most companies will charge you less and you can archive the invoices on your computer for as long as you like and print them at your leisure. This will stop the amount of paper that you have to sort through.

Hey, if you have a great money-saving tip, I'm all ears! Send an email over and share the knowledge.