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    Every now and then, I come up with a bunch of tips that are helpful, but not significant enough to write about at length. This week was one of those times. Here are four financial tips that might make a difference in your pocketbook:

    • If you’ve got your money sitting in a savings account, you might as well stuff it under your mattress. Some banks are paying only .2% on your money. That’s almost nothing. So it’s time to find a better way. I’ve told you in the past that many local banks offer short-term CDs that pay out about 5.5% to 6%. But if you want a straight savings account, check out INGdirect.com. They offer a great online savings account that’s paying 4.5%. In today’s world, that’s about as good as it gets.
    • Gold has been a great investment the last few years. If you decide to buy some, be careful! There are plenty of scam artists and c
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      ial tips that might make a difference in your pocketbook:

      • If you’ve got your money sitting in a savings account, you might as well stuff it under your mattress. Some banks are paying only .2% on your money. That’s almost nothing. So it’s time to find a better way. I’ve told you in the past that many local banks offer short-term CDs that pay out about 5.5% to 6%. But if you want a straight savings account, check out INGdirect.com. They offer a great online savings account that’s paying 4.5%. In today’s world, that’s about as good as it gets.
      • Gold has been a great investment the last few years. If you decide to buy some, be careful! There are plenty of scam artists and
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        ome banks are paying only .2% on your money. That’s almost nothing. So it’s time to find a better way. I’ve told you in the past that many local banks offer short-term CDs that pay out about 5.5% to 6%. But if you want a straight savings account, check out INGdirect.com. They offer a great online savings account that’s paying 4.5%. In today’s world, that’s about as good as it gets.
      • Gold has been a great investment the last few years. If you decide to buy some, be careful! There are plenty of scam artists and
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        pay out about 5.5% to 6%. But if you want a straight savings account, check out INGdirect.com. They offer a great online savings account that’s paying 4.5%. In today’s world, that’s about as good as it gets.
      • Gold has been a great investment the last few years. If you decide to buy some, be careful! There are plenty of scam artists and
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        hat’s about as good as it gets.
      • Gold has been a great investment the last few years. If you decide to buy some, be careful! There are plenty of scam artists and charlatans out there in the gold business. Recently, a new type of “money” has made the circles that you need to be aware of. It’s called the Liberty Dollar. The thought behind the Liberty Dollar is interesting. A company called “Norfed” makes the dollars. The company claims that each dollar is backed by silver and gold, which it keeps locked in a vault in Idaho. The trouble is, the Justice Department says the Liberty Dollars are illegal. So if you try to pay for something with these coins, you likely will be arrested. I’m all for “just weights and measures,” but according to our government, these dollars aren’t worth the gold that supposedly backs them.
      • It’s tax time, and we all ne

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