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    A Passion for Diversity
    Some people work at their jobs because they have to make a living, and they get to express themselves after work. Some people have careers that they love, and have a hard time not taking home their work with them when they go home. And then there are successful people in the diversity field. They have a passion for diversity and they live their work. Whether or not they take t
    s.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to

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    Is factoring a type of loan?

    No. Even though invoice factoring is commonly referred to as “ factoring loans”, it is a financial practice involving a B2B transaction, but no bank. To further explain, account factoring, it is when a company, like Peacock Capital, purchases your accounts receivable invoices at a discount and provides you with immediate cash. A traditional bank loan uses your company’s accounts receivable as collateral, where account receivables factoring looks primarily at the financial soundness of your customers, not your company. Banks are regulated heavily; large finance companies generally are public and driven by pressures in the financial markets. When times are tough, banks and finance companies limit lending. A small business, too new to have a track record, with a weak balance sheet, with a history of financial problems, in turnaround mode or undergoing big changes, often cannot find a willing lender at any price. That is why factoring is best for small to mid-sized businesses.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to

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    ck Capital, purchases your accounts receivable invoices at a discount and provides you with immediate cash. A traditional bank loan uses your company’s accounts receivable as collateral, where account receivables factoring looks primarily at the financial soundness of your customers, not your company. Banks are regulated heavily; large finance companies generally are public and driven by pressures in the financial markets. When times are tough, banks and finance companies limit lending. A small business, too new to have a track record, with a weak balance sheet, with a history of financial problems, in turnaround mode or undergoing big changes, often cannot find a willing lender at any price. That is why factoring is best for small to mid-sized businesses.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to

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    soundness of your customers, not your company. Banks are regulated heavily; large finance companies generally are public and driven by pressures in the financial markets. When times are tough, banks and finance companies limit lending. A small business, too new to have a track record, with a weak balance sheet, with a history of financial problems, in turnaround mode or undergoing big changes, often cannot find a willing lender at any price. That is why factoring is best for small to mid-sized businesses.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to

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    too new to have a track record, with a weak balance sheet, with a history of financial problems, in turnaround mode or undergoing big changes, often cannot find a willing lender at any price. That is why factoring is best for small to mid-sized businesses.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to

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    s.

    Does a bank loan make more sense for my small business than invoice factoring?

    No. Banks often have restrictive lending requirements relating to cash flow, profitability, equity, and years in business, which prohibit them from making loans to small to mid-sized businesses. Since factoring companies are not in the lending business and there is really no such thing as “ factoring loans”, the decision to purchase invoices is influenced primarily by the quality of your customer base and their financial stability, and not the financial fundamentals of your company.

    Do I have to jump through the same hoops for account receivables Factoring as with bank financing?

    No. All Peacock Capital needs to produce a proposal is a completed pre-approval form, summary of accounts receivable aging, summary accounts payable aging and some other basic financial information.

    Do I have to be an established business operating a minimum number of years to start an account factoring relationship with Peacock Capital?

    No. Peacock Capital prides itself on working with companies in all stages of business, including recently developed small to mid-size businesses. Even pure start-ups are usually not a problem for Peacock Capital. If your company has ver

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