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    sasters it frequently waives the interest, it has also history of remission of the Principal loan Amount up to a certain ceiling. Formal activity based Micro--credit has still great demand and e
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    Amount up to a certain ceiling. Formal activity based Micro--credit has still great demand and existing facilities are still inadequate.

    Micro--Credit Program was started from Bangladesh from early eighties with conception of small credit, high recovery with tremendous profit. The Entrepreneur started his feasibility study in a remote village of Hill tracts district with his own small money. He distributed the money among very poor people with backward know--how, illiterate a

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