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Other Added - Paranoia Strikes Deep
If you are looking to start an Internet fundraising organization and you are interested in getting some advice and tips that you can use to benefit the organization, then you should know that you are going about the whole situation very intelligently, as making yourself as informed and knowledgeable on a subject as possible is crucial to the overall success of it, whether it is an Internet fundraising organization or something entirely different.Internet Fundraisin
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every tw
The holiday season is prime time for fundraisers and craft shows. No craft show would be complete without a bake sale. If you have been tasked to coordinate the bake sale, follow these simple tips to ensure your mouth-watering event is a huge success!For starters the coordinator will need plenty of help and will need to be an organized person. Treat this small endeavor as you would a business. You'll need an accounting, marketing, operations and human resources
Take it from me; a little paranoia can be a good thing. It makes you very aware. And you need to be aware...not only of trends in the marketplace, but also longer term trends that are evolving all around us.
Let me explain. Imagine you were turning age 65, not today...but way back in 1950. Your average life expectancy beyond 65 back then was 13.9 years. This was the original idea behind social security...they just didn’t expect so many folks to be living past 75 or 80.
Today we’re approaching the point where people will have an average life expectancy of more than 20 years after retirement. Going forward, many will be retired for 25 years, or even longer! And if you’re blessed with some luck and you worked hard at staying in good shape, it may be even longer than that.
That’s 25 years or more without a paycheck! With most folks simply “working for the weekend,” that’s enough to make most baby boomers paranoid.
But here’s where it gets worse: Many have nothing substantial saved for retirement!
I had a 60 year old prospective client tell me recently (with a straight face) that he was “living in his retirement plan.” Meaning, he had nothing set aside for retirement. He simply planned on selling his expensive home when he retired and expected to live on whatever he could get for it.
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every tw
America may be the Land of Opportunity, but this is also the land of the Big Trade-Off. Sure, you can have that nice house, but you’re going to have to become a mortgage slave to keep it. You can drive that fancy sports car, but you’ll have to fork over an insurance premium as hefty as the GNP of some Third World nations. In the Bible it says, in life, if you want honey, you get bees with stingers. For anything worth having, there’s price to pa
Let me explain. Imagine you were turning age 65, not today...but way back in 1950. Your average life expectancy beyond 65 back then was 13.9 years. This was the original idea behind social security...they just didn’t expect so many folks to be living past 75 or 80.
Today we’re approaching the point where people will have an average life expectancy of more than 20 years after retirement. Going forward, many will be retired for 25 years, or even longer! And if you’re blessed with some luck and you worked hard at staying in good shape, it may be even longer than that.
That’s 25 years or more without a paycheck! With most folks simply “working for the weekend,” that’s enough to make most baby boomers paranoid.
But here’s where it gets worse: Many have nothing substantial saved for retirement!
I had a 60 year old prospective client tell me recently (with a straight face) that he was “living in his retirement plan.” Meaning, he had nothing set aside for retirement. He simply planned on selling his expensive home when he retired and expected to live on whatever he could get for it.
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every tw
When it comes to winning the job you want, you might decide to go it alone. However, if you were trying out for the Olympics, you could certainly train and practice alone but statistically speaking, whether in the realm of sports or in the game of job applications, those who have professional coaches achieve the best results.Choosing the right career coach is extremely important. Here are 3 things you must be prepared for:1. Your next career coach must be ce
That’s 25 years or more without a paycheck! With most folks simply “working for the weekend,” that’s enough to make most baby boomers paranoid.
But here’s where it gets worse: Many have nothing substantial saved for retirement!
I had a 60 year old prospective client tell me recently (with a straight face) that he was “living in his retirement plan.” Meaning, he had nothing set aside for retirement. He simply planned on selling his expensive home when he retired and expected to live on whatever he could get for it.
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every tw
Your business is listed in the Yellow Pages whether you buy an ad or not. Your business is listed in the Yellow Book and the other phone books, too, no purchase necessary. Yup, free listings in the yellow pages. Provided, you have a business line, in the name of your business, at the phone company. Advertising your home number as a "business" can only lead to confusion and a problem when the phone company finds out.It's as bad for your company image as having an
But here’s where it gets worse: Many have nothing substantial saved for retirement!
I had a 60 year old prospective client tell me recently (with a straight face) that he was “living in his retirement plan.” Meaning, he had nothing set aside for retirement. He simply planned on selling his expensive home when he retired and expected to live on whatever he could get for it.
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every tw
Careful analysis of most marketing costs shows that the money is spent for a specific purpose – for example, to develop or promote a particular product or to serve particular customers. By breaking out and comparing the costs of different sales reps, the marketing manager has a much better idea of what it is costing to implement the strategy in each sales area. Two basic approaches to handling allocating costs are possible – the full-cost approach and the contribution-m
Ok. I understand. But this is where it gets even more interesting. In our conversation, he went on to tell me, “Come on, my wife and I work hard. We only take two vacations every year...when some of our friends seem like they’re away more than they’re home! And since we work hard, we also figured we deserve to drive around in new cars every two or three years. And don’t talk to me about our club membership, that’s our social time. After all, we deserve it.”
Not only did this guy not look ahead and think through to the end of the game, he also expects that when he’s retired, he’ll be comfortable in a completely different lifestyle...living in a scaled down home, no vacations, no new cars, maybe no private club either. Wow. A total change. He may have a long adjustment phase.
So, what will you do? What’s your game plan...sell your home and move to a sunnier climate? The demographics show that the baby boomer generation is the largest in the United States. Meaning generations to follow are smaller in size. Forget about the tax and social security questions, we can debate them for hours without an answer. That’s a train wreck; I’m not planning on seeing much from social security.
I want you to consider this: since generations to follow are smaller in size, what’s the one thing we’ve got quite a bit of, that future generations won’t need as much of? (And have trouble affording anyway?)
The answer is there will be fewer home buyers in the future. Not next month, not next year. Down the road. And by the way, they can’t afford your asking price. Who will you sell your house to when it’s time to cash it in...and at what price? If you’ve been a steady reader of my articles, you know that if too many sellers all show up at the same time, what happens to prices? They all drop. Too much su
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