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    nd scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a nece
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    You can take some very basic steps to start the process of getting your debt under control. The key to improving your credit is to pay on time if you have a balance and reduce the total debt load you carry.

    But let’s talk a little about what is good debt and bad debt. In my eyes there really isn’t such thing as good debt. Before you jump out of your seat and scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a nece

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    The key to improving your credit is to pay on time if you have a balance and reduce the total debt load you carry.

    But let’s talk a little about what is good debt and bad debt. In my eyes there really isn’t such thing as good debt. Before you jump out of your seat and scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a nece

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    tal debt load you carry.

    But let’s talk a little about what is good debt and bad debt. In my eyes there really isn’t such thing as good debt. Before you jump out of your seat and scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a nece

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    . In my eyes there really isn’t such thing as good debt. Before you jump out of your seat and scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a nece
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    nd scream “well a mortgage is good debt…” Let me explain my positions, a mortgage is a necessary debt and the faster you can pay it off the better. Being in debt means you are not able to take that monthly payment and invest it in interest creating entities. I understand that’s a very simple model but it’s accurate.

    So with that let’s look at a bad debt and necessary debt. Also I will include some things you should not do.

    Bad Debt:

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