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    ng peeks through. You even had to throw down some plywood
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    Let's talk about consumer debt. You know, the kind you rack up because you really need stuff.

    Your sofa is looking pretty nasty. It’s covered with Kool-Aid stains,and throw pillows are hiding threadbare spots where the tufting peeks through. You even had to throw down some plywood

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    ck up because you really need stuff.

    Your sofa is looking pretty nasty. It’s covered with Kool-Aid stains,and throw pillows are hiding threadbare spots where the tufting peeks through. You even had to throw down some plywood

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    oking pretty nasty. It’s covered with Kool-Aid stains,and throw pillows are hiding threadbare spots where the tufting peeks through. You even had to throw down some plywood
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    throw pillows are hiding threadbare spots where the tufting peeks through. You even had to throw down some plywood
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    ng peeks through. You even had to throw down some plywood to keep the pillows from sagging.

    Time to go out and buy a new one, right?

    Not if you don’t have the cash.

    Here’s why that new sofa is going to cost you a lot more than the $800 sticker price if you go into consum

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